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354 Hope Bay Loop, Apollo Beach, FL, 33572

$195/sqft·Harbour Isles Ph 2a/2b/2c

5 bd3 ba2,916 sqft3 car garageSingle Family
Listed by KELLER WILLIAMS SOUTH SHORE· Last updated · MLS# TB8510904

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Est. monthly payment
$3,553/mo
Down payment (20%)
$113,800
Property taxes
$290/mo
HOA
$120/yr
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 2014
Private pool
Gunite
3 car garage
Driveway
10,000 sqft lot
Lot size
2,916 sqft
Living area

About this home

Ceiling Fans(s)Crown MoldingEat-in KitchenHigh CeilingsL DiningOpen FloorplanPrimary Bedroom Main FloorSolid Wood Cabinets

354 Hope Bay Loop is a 2014-built home in Harbour Isles Ph 2a/2b/2c, Apollo Beach. Inside you'll find 5 bedrooms, 3 bathrooms, and 2,916 square feet of living space. Listed at $569,000 (about $195/sqft), 76 days on market. Flood zone AE, X - confirm flood insurance requirements with your lender. HOA runs $120 annually.

From the listing

Virtually Staged. Back on Market-Buyer's financing fell through. APPRAISED AT $582,000 IN MAY 2026 — NOW OFFERED AT $569,000! 5 Bedrooms | 3 Full Baths | 2,916 Sq. Ft. | Private Pool | 3-Car Garage | NEW ROOF Space, value, and Florida living come together in this spacious Harbour Isles pool home. With 2,916 sq. ft., 5 bedrooms, 3 full bathrooms, a heated pool, 3-car garage, and NEW ROOF (2025), the big-ticket features are already here—leaving you the opportunity to personalize the finishes and make it your own. French doors welcome you into a spacious split-bedroom floor plan with crown molding, plantation shutters, arched entryways, and tile throughout the main living areas. Two additional flex spaces offer endless possibilities for a home office, formal dining room, playroom, or additional living space. The generously sized kitchen features granite countertops, 42-inch cabinetry, stainless steel appliances, a NEW refrigerator (2024), built-in wine refrigerator, reverse-osmosis system, breakfast bar, and large walk-in pantry. The primary suite offers two walk-in closets and an en-suite bath with dual vanities, an oversized glass-enclosed shower, and garden tub. Four additional bedrooms provide plenty of flexibility, while a convenient pool bath offers direct access to the lanai. Outside, your private Florida retreat awaits. Enjoy a PRIVATE POOL, covered lanai, and expansive paver deck—perfect for entertaining or relaxing year-round. The 3-car garage also features a mini-split A/C system, adding even more usable space and functionality. Harbour Isles offers LOW HOA fees and amenities including a clubhouse, resort-style pool, fitness center, basketball courts, playgrounds, and scenic walking trails, with convenient access to US-41 and I-75.

The essentials

Built
2014
Price / sqft
$195
On market
93 days
Annual tax
$3,483
HOA
$120/yr
Flood zone
AE, X
Lot
10,000 sqft
Type
Single Family Residence

Location

354 Hope Bay Loop
Apollo Beach, FL, 33572·33572 - Apollo Beach / Ruskin
Type
Single Family Residence
Year Built
2014
Lot
10,000 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Garage Door Opener
Pool
Gunite, In Ground, Salt Water, Screen Enclosure
Days on Market
93
Ceiling Fans(s)
Crown Molding
Eat-in Kitchen
High Ceilings
L Dining
Open Floorplan
Primary Bedroom Main Floor
Solid Wood Cabinets
Stone Counters
Thermostat
Walk-in Closet(s)
Window Treatments
Hurricane Shutters
Permeable Paving
Private Entrance
Rain Gutters
Sidewalk
Deed Restrictions
Fitness Center
Playground
Pool
Sidewalks
Cooktop
Dishwasher
Disposal
Microwave
Range
Refrigerator
Water Purifier
Water Softener
Wine Refrigerator

Elementary

Doby Elementary-HB

Middle

Eisenhower-HB

High

Lennard-HB

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District)Flood Zone AE, X

Annual Tax (2025)

$3,483

Parcel #

U-33-31-19-95J-000009-00027.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Harbour Isles Ph 2a/2b/2c

County

Hillsborough

MLS Area

33572 - Apollo Beach / Ruskin

Lot Size

10,000 sqft

In CountySidewalkPaved
HOA
$120/yr
Wise Property Management
Date
Event
Price
7/25/2026
Price change
Source: Stellar MLS #TB8510904
$569,000-1.7%
$195/sqft
Price change
Source: Stellar MLS #TB8510904
$579,000-3.5%
$199/sqft
6/11/2026
Listed for sale
Source: Stellar MLS #TB8510904
$599,900+57.9%
$206/sqft
8/28/2019
Sold
Source: Hillsborough County Public Record
$379,900
$130/sqft
Est. monthly payment$3,552/mo
Principal & interest$2,968
Property taxes$290
Insurance$285
HOA$10
Down payment20% · $113,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $569,000
$565,000 – $569,000
98.9% – 100% of listTops out right at the list price
80% of listList price
133 of the last 264 home closings in 33572 landed at this number or higher (50%). The median one sat 56 days before it went under contract, and this one is on day 93 after a $30,900 cut.

Sample: 264 closed home sales in 33572 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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