Active
$1,030,000
Est. $6,697/mo

1130 S Florida Ave, Tarpon Springs, FL, 34689

$326/sqft·Coquina Beach

3 bd3 ba3,164 sqft2 car garageSingle Family
Listed by REALTY EXPERTS· Last updated · MLS# TB8509664

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Est. monthly payment
$6,697/mo
Down payment (20%)
$206,000
Property taxes
$810/mo
Rate assumed
6.8% · 30 yr
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At a glance

Single family
3 stories · 2006
Waterfront
Canal - Saltwater
2 car garage
Boat
0.28 acres
Lot size
3,164 sqft
Living area

About this home

Ceiling Fans(s)Open FloorplanSolid Surface CountersSolid Wood CabinetsSplit BedroomStone CountersThermostatWalk-in Closet(s)

1130 S Florida Ave is a 2006-built home in Coquina Beach, Tarpon Springs. Inside you'll find 3 bedrooms, 3 bathrooms, and 3,164 square feet of living space. Listed at $1,030,000 (about $326/sqft), 95 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Located at the end of a quiet cul-de-sac on scenic Snead Creek in beautiful Tarpon Springs, this custom-built 3 bedroom with media room and office- which could easily be restructured to be bedrooms if needed- waterfront estate offers panoramic views of the Saint Joseph Sound and the Gulf of Mexico, along with exceptional privacy, space, and craftsmanship. Designed for both luxury living and functionality, this three-story residence features the main living area on the top floor to maximize breathtaking water views. The expansive great room and sitting area showcase stunning Gulf vistas, built-in media cabinetry, new luxury vinyl flooring, fresh interior paint, and abundant natural light throughout. An office/den and powder room are conveniently located off the main hallway. The spacious kitchen is designed for entertaining and offers solid oak cabinetry, stainless steel appliances, center island grill, breakfast bar, eat-in space, and adjacent formal dining room. Sliding glass doors open to an expansive deck off the kitchen and living area, creating seamless indoor-outdoor living. Off the kitchen is an oversized laundry room that includes a utility sink and an enormous pantry/storage closet. The second level hosts the private bedroom quarters. The primary suite features a beautifully appointed ensuite bath with Jacuzzi soaking tub, slate finishes, and private access to the covered waterfront deck. Both the primary suite and second guest bedroom offer sliding doors leading to the covered balcony to enjoy serene water views and Florida sunsets. Bedrooms two and three are connected by a Jack-and-Jill style bathroom and spacious walk-in closet. Also on level 2, a dedicated media room with surround sound, built-in cabinetry, and projection screen provides the perfect space for movie nights or entertaining guests. The ground level offers an oversized garage with room for two vehicles plus additional storage for a small boat, trailer, gardening equipment, and recreational toys. The U shaped garage also features extensive closet storage and rear access. Outside, the covered patio overlooks the peaceful waterfront setting and offers plenty of room to add a pool. The newly installed dock includes electricity and boat pilings. (Dock currently has no motorized lift.) The setting is exceptionally private and tranquil. Built with durability and efficiency in mind, this home includes: New roof (2024), Two new HVAC systems (2024), Impact windows, Icynene insulation, Wiring for a permanent generator, Breakaway garage walls for storm protection, 31 structural pilings extending 20 feet into the ground, Water softener system, and a Reverse osmosis filtration system. A rare opportunity to own a thoughtfully engineered waterfront home with incredible Gulf views, privacy, and endless possibilities in one of Pinellas County’s most desirable coastal communities.

The essentials

Built
2006
Price / sqft
$326
On market
114 days
Annual tax
$9,718
Flood zone
AE
Lot
11,979 sqft
Type
Single Family Residence

Location

1130 S Florida Ave
Tarpon Springs, FL, 34689·34689 - Tarpon Springs
Type
Single Family Residence
Year Built
2006
Lot
11,979 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Boat, Driveway, Garage Door Opener, Oversized, Parking Pad, Garage
Waterfront
Canal - Saltwater
Days on Market
114
Ceiling Fans(s)
Open Floorplan
Solid Surface Counters
Solid Wood Cabinets
Split Bedroom
Stone Counters
Thermostat
Walk-in Closet(s)
Window Treatments
Balcony
Built-in Oven
Cooktop
Dishwasher
Disposal
Dryer
Electric Water Heater
Exhaust Fan
Ice Maker
Microwave
Refrigerator
Washer

Elementary

Sunset Hills Elementary-PN

Middle

Tarpon Springs Middle-PN

High

Tarpon Springs High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileFlood Zone AE

Annual Tax (2025)

$9,718

Parcel #

22-27-15-18018-000-0160

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Coquina Beach

County

Pinellas

MLS Area

34689 - Tarpon Springs

Lot Size

11,979 sqft

Flood Insurance RequiredCity LimitsPaved
Date
Event
Price
8/21/2026
Price change
Source: Stellar MLS #TB8509664
$1,030,000-1.9%
$326/sqft
5/20/2026
Listed for sale
Source: Stellar MLS #TB8509664
$1,050,000
$332/sqft
Est. monthly payment$6,697/mo
Principal & interest$5,372
Property taxes$810
Insurance$515
Down payment20% · $206,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $1,030,000
$1.01M – $1.03M
98.4% – 100% of listTops out right at the list price
80% of listList price
74 of the last 147 home closings in 34689 landed at this number or higher (50%). The median one sat 30 days before it went under contract, and this one is on day 114 after a $20,000 cut.

Sample: 147 closed home sales in 34689 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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