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4160 35th Ter S #I, St Petersburg, FL, 33711

$185/sqft·Bermuda Bay Beach Condo

3 bd2 ba1,375 sqftCondominium
Listed by RE/MAX REALTY UNLIMITED· Last updated · MLS# TB8509325

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Est. monthly payment
$2,753/mo
Down payment (20%)
$51,000
Property taxes
$78/mo
HOA
$1,217.48/mo
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Condo
Built 1974
Community pool
Shared amenity
Private balcony
Outdoor space
1,375 sqft
Living area

About this home

Ceiling Fans(s)BalconySidewalkTennis Court(s)ClubhouseGated Community - No GuardPoolRacquetball

4160 35th Ter S #I is a 1974-built home in Bermuda Bay Beach Condo, St Petersburg. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,375 square feet of living space. Listed at $255,000 (about $185/sqft), 98 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $1,217.48 monthly.

From the listing

Welcome to your own private oasis in Bermuda Bay! This gated waterfront community offers amenities that truly set it apart from others in the area, including a private beach on Boca Ciega Bay, a private boat launch, kayak storage, tennis courts, racquetball courts, clubhouse, playground, putting green, shuffleboard, and two heated pools. Resort-style living awaits! This spacious second-floor condo features 3 bedrooms and 2 bathrooms with an open layout perfect for relaxing and entertaining. Conveniently located just steps from one of the community’s heated pools, this unit offers comfort, privacy, and incredible potential. The second and third bedrooms share a beautifully updated Jack-and-Jill bathroom featuring a new tub and tile work. The large primary suite includes a spacious walk-in closet and an updated en-suite bathroom with a newly renovated tub and tile surround. Additional upgrades include new flooring, a new front door, and a new sliding glass door leading to the oversized screened patio. This flexible outdoor living space could easily be transformed into an all-seasons room, adding even more usable square footage to the condo. Tucked away in the rear of the complex, the unit overlooks a lush preserve and peaceful walking path, creating a tranquil setting to enjoy Florida living. Whether you are looking for a beach getaway, full-time residence, or investment property, this condo offers a fantastic opportunity with a 30-day minimum rental policy. Owners are also permitted to park a boat or RV onsite in a designated storage area for a small fee. Ideally located between downtown St. Petersburg and the Gulf beaches, Bermuda Bay offers the perfect blend of convenience, recreation, and waterfront lifestyle. Schedule your private showing today! Some rooms have been virtually staged to help showcase the property’s potential.

The essentials

Built
1974
Price / sqft
$185
On market
118 days
Annual tax
$937
HOA
$1,217.48/mo
Flood zone
AE
Lot
822,188 sqft
Type
Condominium

Location

4160 35th Ter S #I
St Petersburg, FL, 33711·33711 - St Pete/Gulfport
Type
Condominium
Year Built
1974
Lot
822,188 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Days on Market
118
Ceiling Fans(s)
Balcony
Sidewalk
Tennis Court(s)
Clubhouse
Gated Community - No Guard
Pool
Racquetball
Sidewalks
Cooktop
Dishwasher
Dryer
Electric Water Heater
Range
Refrigerator
Washer

Elementary

Gulfport Elementary-PN

Middle

Azalea Middle-PN

High

Lakewood High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileFlood Zone AE

Annual Tax (2025)

$937

Parcel #

34-31-16-08320-026-0090

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Bermuda Bay Beach Condo

County

Pinellas

MLS Area

33711 - St Pete/Gulfport

Lot Size

822,188 sqft

HOA
$1,217.48/mo
Rafael Ferreris
Date
Event
Price
6/3/2026
Price change
Source: Stellar MLS #TB8509325
$255,000-3.8%
$185/sqft
5/16/2026
Listed for sale
Source: Stellar MLS #TB8509325
$265,000
$193/sqft
Est. monthly payment$2,753/mo
Principal & interest$1,330
Property taxes$78
Insurance$128
HOA$1,217
Down payment20% · $51,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $255,000
$242,500 – $255,000
95.3% – 100% of listTops out right at the list price
80% of listList price
18 of the last 34 condo closings in 33711 landed at this number or higher (53%). The median one sat 62 days before it went under contract, and this one is on day 118 after a $10,000 cut.

Sample: 34 closed condo sales in 33711 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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