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3821 Avenue J NW, Winter Haven, FL, 33881

$163/sqft·Deerwood

3 bd2 ba1,252 sqftSingle Family
Listed by POWERS REAL ESTATE SOLUTIONS LLC· Last updated · MLS# TB8508879

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Est. monthly payment
$1,305/mo
Down payment (20%)
$40,780
Property taxes
$140/mo
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Single family
Built 1962
6,560 sqft lot
Lot size
1,252 sqft
Living area

About this home

Ceiling Fans(s)Primary Bedroom Main FloorSolid Surface CountersWindow TreatmentsPrivate MailboxDishwasherElectric Water HeaterRange

3821 Avenue J NW is a 1962-built home in Deerwood, Winter Haven. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,252 square feet of living space. Listed at $203,900 (about $163/sqft), 100 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Welcome Home to your 3 bedroom/2 bath home! NEW luxury vinyl plank flooring and freshly painted throughout, granite in the kitchen and baths, new lighting, 6-panel doors and ceiling fans. Kitchen has new cabinets and newer stainless-steel appliances. The Primary Suite features lots of light, double vanities and walk-in shower. The flex room connected to the Primary Suite would be perfect for an office, reading room, playroom, craft room or a nursery. Two additional bedrooms and hall bath round out this concrete block home located just west of Winter Haven and within minutes from numerous lakes. Close to major thoroughfares, restaurants, and shopping.

The essentials

Built
1962
Price / sqft
$163
On market
101 days
Annual tax
$1,679
Flood zone
X · Low risk
Lot
6,560 sqft
Type
Single Family Residence

Location

3821 Avenue J NW
Winter Haven, FL, 33881·33881 - Winter Haven / Florence Villa
Type
Single Family Residence
Year Built
1962
Lot
6,560 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
101
Ceiling Fans(s)
Primary Bedroom Main Floor
Solid Surface Counters
Window Treatments
Private Mailbox
Dishwasher
Electric Water Heater
Range
Range Hood
Refrigerator
Flood Zone X

Annual Tax (2025)

$1,679

Parcel #

25-28-24-353600-004062

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Deerwood

County

Polk

MLS Area

33881 - Winter Haven / Florence Villa

Lot Size

6,560 sqft

Date
Event
Price
9/10/2026
Price change
Source: Stellar MLS #TB8508879
$203,900-1.0%
$163/sqft
Price change
Source: Stellar MLS #TB8508879
$205,900-10.4%
$164/sqft
6/2/2026
Listed for sale
Source: Stellar MLS #TB8508879
$229,900
$184/sqft
Est. monthly payment$1,305/mo
Principal & interest$1,063
Property taxes$140
Insurance$102
Down payment20% · $40,780
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

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List price: $203,900
$203,900
99.5% – 100% of listTops out right at the list price
80% of listList price
129 of the last 206 home closings in 33881 landed at this number or higher (63%). The median one sat 44 days before it went under contract, and this one is on day 101 after a $26,000 cut.

Sample: 206 closed home sales in 33881 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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