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8605 Tidewater Trail Ave, Temple Terrace, FL, 33637

$224/sqft·Riverside Terrace

4 bd2 ba1,828 sqft2 car garageSingle Family
Listed by D R HORTON REALTY OF TAMPA LLC· Last updated · MLS# TB8508115

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$2,976/mo
Down payment (20%)
$82,000
Property taxes
$0/mo
HOA
$103/mo
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 2026
2 car garage
5,535 sqft lot
Lot size
1,828 sqft
Living area
Brand new
Built 2026

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
RIVERSIDE TERRACE
Type
Single Family Residence

True monthly carry

HOA
~$103/mo
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

Open FloorplanDeed RestrictionsDishwasherDryerMicrowaveRangeRefrigeratorWasher

8605 Tidewater Trail Ave is a 2026-built home in Riverside Terrace, Temple Terrace. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,828 square feet of living space. Listed at $410,000 (about $224/sqft), 112 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $103 monthly.

From the listing

Under Construction. Riverside Terrace, a brand-new community in the heart of Temple Terrace, Florida — just minutes from the scenic Hillsborough River. With quick access to I-75 and a short drive to I-275, Riverside Terrace puts downtown Tampa, Brandon, Wesley Chapel, and Lakeland within an easy 10- to 20-minute commute while keeping you surrounded by quiet, tree-lined streets and the relaxed, established charm that makes Temple Terrace one of Hillsborough County’s favorite places to live. Every home is built with all-concrete block construction on both the first and second stories. Each home comes equipped with Smart Home System Daily life here is simply convenient and carefree. Busch Gardens and Adventure Island are less than 4 miles away, USF, Moffitt Cancer Center, and James A. Haley VA Hospital are an easy 7-minute drive, and local schools include Woodmont Charter, Greco Middle, and King High’s IB program. Grocery stores, everyday shopping, neighborhood parks, and local coffee shops are just minutes or even a short walk from your front door, while downtown Tampa, Armature Works, Sparkman Wharf, and Tampa International Airport are all within 15 minutes. Choose from today’s most popular single-story and two-story homes ranging from 1,672 to 2,605 square feet, including highly sought-after four-bedroom single-story designs with open great-room layouts, spacious owner’s suites on the main level, oversized kitchen islands, and flexible spaces perfect for a home office or extra bedroom — plus roomy two-story plans that give growing families plenty of room to spread out. Energy-efficient features and designer-coordinated finishes come standard in every home. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from homes as built. Home and community information, including pricing, included features, terms, availability, and amenities, are subject to change and prior sale at any time without notice or obligation. Materials may vary based on availability.

The essentials

Built
2026
Price / sqft
$224
On market
121 days
Annual tax
$0
HOA
$103/mo
Flood zone
X · Low risk
Lot
5,535 sqft
Type
Single Family Residence

Location

8605 Tidewater Trail Ave
Temple Terrace, FL, 33637·33637 - Tampa / Temple Terrace
Type
Single Family Residence
Year Built
2026
Lot
5,535 sqft
Cooling
Central Air
Heating
Central, Heat Pump
Parking
-
Days on Market
121
Open Floorplan
Deed Restrictions
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer

Elementary

Folsom-HB

Middle

Greco-HB

High

King-HB

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X

Annual Tax (2025)

$0

Parcel #

T 13 28 19 D9Y 000000 00015.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Riverside Terrace

County

Hillsborough

MLS Area

33637 - Tampa / Temple Terrace

Lot Size

5,535 sqft

HOA
$103/mo
Access Management
Date
Event
Price
9/2/2026
Price change
Source: Stellar MLS #TB8508115
$410,000-1.2%
$224/sqft
Price change
Source: Stellar MLS #TB8508115
$415,000-15.0%
$227/sqft
5/13/2026
Listed for sale
Source: Stellar MLS #TB8508115
$487,990
$267/sqft
Est. monthly payment$2,976/mo
Principal & interest$2,138
Property taxes$530
Insurance$205
HOA$103
Down payment20% · $82,000
Interest rate6.80%
Loan term

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Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $410,000
$407,500 – $410,000
99.5% – 100% of listTops out right at the list price
80% of listList price
24 of the last 38 home closings in 33637 landed at this number or higher (63%). The median one sat 26 days before it went under contract, and this one is on day 121 after a $77,990 cut.

Sample: 38 closed home sales in 33637 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

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