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12819 129th Ter, Largo, FL, 33774

$334/sqft·MILL Pond

3 bd2 ba1,642 sqft2 car garageSingle Family
Listed by EXP REALTY LLC· Last updated · MLS# TB8506971

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Est. monthly payment
$3,788/mo
Down payment (20%)
$109,600
Property taxes
$656/mo
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 1979
Private pool
Heated
2 car garage
Driveway
6,068 sqft lot
Lot size
1,642 sqft
Living area

About this home

Ceiling Fans(s)Eat-in KitchenKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Surface CountersWalk-in Closet(s)

12819 129th Ter is a 1979-built home in MILL Pond, Largo. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,642 square feet of living space. Listed at $548,000 (about $334/sqft), 76 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

AMAZING POOL HOME just minutes from INDIAN ROCKS BEACH!!! FULLY RENOVATED, NO HOA, NON-FLOOD ZONE, and located in a SAFE, HIGH-DEMAND COASTAL COMMUNITY, this property is perfectly positioned for OUT-OF-STATE RELOCATING BUYERS, SECOND-HOME SEEKERS, and AIRBNB / SHORT-TERM RENTAL INVESTORS looking for strong lifestyle appeal and long-term value. Featuring a PRIVATE POOL, SPACIOUS OUTDOOR LIVING AREAS, and RESORT-STYLE BACKYARD, this home delivers the ideal Florida coastal lifestyle with excellent rental potential and everyday livability in one of Pinellas County’s most desirable beach-adjacent areas. This beautifully REMODELED 3-bedroom, 2-bath SOLID BLOCK CONSTRUCTION home offers peace of mind, durability, and modern design throughout. Interior upgrades include PORCELAIN TILE FLOORING, a fully RENOVATED KITCHEN with white cabinetry, QUARTZ COUNTERTOPS, BLACK STAINLESS STEEL APPLIANCES, modern farmhouse sink, RECESSED LIGHTING, and completely UPDATED BATHROOMS. Every detail has been designed with a clean, modern coastal aesthetic that appeals to both full-time residents and vacation guests. A NEW Water Heater has been installed (2026). Step outside to your PRIVATE RESORT-STYLE BACKYARD featuring an EMERALD PEBBLETEC RESURFACED POOL, PORCELAIN TILE POOL DECK, and FULLY FENCED WHITE VINYL PRIVACY FENCE. The outdoor space is ideal for ENTERTAINING, FAMILY GATHERINGS, and HIGH-PERFORMING AIRBNB USE, offering the kind of lifestyle experience vacation renters actively seek in the Indian Rocks Beach area. Prime LOCATION just minutes from INDIAN ROCKS BEACH and SEMINOLE, and only 8 MILES FROM CLEARWATER BEACH. Close to LARGO GOLF COURSE, FLORIDA BOTANICAL GARDENS, PINELLAS TRAIL, shopping, dining, parks, and top local attractions. This is a rare opportunity to own a TURNKEY COASTAL LIFESTYLE HOME with STRONG RENTAL DEMAND, LOW MAINTENANCE FEATURES, and exceptional LONG-TERM INVESTMENT APPEAL.

The essentials

Built
1979
Price / sqft
$334
On market
124 days
Annual tax
$7,867
Flood zone
X · Low risk
Lot
6,068 sqft
Type
Single Family Residence

Location

12819 129th Ter
Largo, FL, 33774·33774 - Largo
Type
Single Family Residence
Year Built
1979
Lot
6,068 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway
Pool
Heated, In Ground
Days on Market
124
Ceiling Fans(s)
Eat-in Kitchen
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Walk-in Closet(s)
Fire Pit
French Doors
Garden
Private Entrance
Private Mailbox
Private Yard
Convection Oven
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Refrigerator
Washer

Elementary

Oakhurst Elementary-PN

Middle

Seminole Middle-PN

High

Largo High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X

Annual Tax (2025)

$7,867

Parcel #

08-30-15-57987-000-1100

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

MILL Pond

County

Pinellas

MLS Area

33774 - Largo

Lot Size

6,068 sqft

Date
Event
Price
8/1/2026
Price change
Source: Stellar MLS #TB8506971
$548,000-2.7%
$334/sqft
5/10/2026
Listed for sale
Source: Stellar MLS #TB8506971
$563,200+0.9%
$343/sqft
1/1/2024
Sold
Source: Pinellas County Public Record
$558,000
$340/sqft
Est. monthly payment$3,788/mo
Principal & interest$2,858
Property taxes$656
Insurance$274
Down payment20% · $109,600
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $548,000
$540,000 – $548,000
98.6% – 100% of listTops out right at the list price
80% of listList price
38 of the last 75 home closings in 33774 landed at this number or higher (51%). The median one sat 25 days before it went under contract, and this one is on day 124 after a $15,200 cut.

Sample: 75 closed home sales in 33774 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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