ActiveOpen House
$3,690,000
Est. $22,463/mo

416 81st St W, Bradenton, FL, 34209

$996/sqft·Pine Bay Forest

4 bd5 ba3,706 sqft3 car garageSingle Family
Listed by VINE REAL ESTATE ADVISORS· Last updated · MLS# TB8503675

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$22,463/mo
Down payment (20%)
$738,000
Property taxes
$1,373/mo
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Single family
Built 2002
Waterfront
Bay/Harbor
Private pool
Heated
3 car garage
Driveway
1.20 acres
Lot size

Open house

Friday, Sep 11· 3:00 PM to 7:00 PM

About this home

Ceiling Fans(s)Crown MoldingDry BarEat-in KitchenHigh CeilingsIN Wall Pest SystemOpen FloorplanPrimarybedroom Upstairs

416 81st St W is a 2002-built home in Pine Bay Forest, Bradenton. Inside you'll find 4 bedrooms, 5 bathrooms, and 3,706 square feet of living space. Listed at $3,690,000 (about $996/sqft), 103 days on market. Flood zone X* - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Don’t miss your once-in-a-lifetime chance to own this stunning 1.2 acre waterfront estate on Palma Sola Bay. This magnificent Neo-Mediterranean home is secured by a lavishly landscaped custom wall with wrought gates and distinct hand-forged lighting. With 4 bedrooms and 4 ½ baths, this luxurious estate is perfect for entertaining. The great room and dining room feature disappearing sliding glass doors for unobstructed sunset water views. The gourmet kitchen is a chef's delight with premium, fully integrated appliances including Wolf gas range, Sub Zero built-in refrigerator, Miele microwave, oven, & dishwasher. The custom-built wine cellar features a 20 ft high circular ceiling and ample Sub-Zero temperature-controlled storage making it ideal for any wine enthusiast. The pool and lanai areas overlook beautiful Palma Sola Bay and the one-of-a-kind waterfall and lagoon designed and installed by Lucas Congdon of Lucas Lagoons/Insane Pools. Boaters will love the 40,000-pound boat lift along with the double jetski/kayak lift. Located a short paddle away from Robinson Preserve and 4 miles from the world-famous beaches of Anna Maria Island. There are truly too many wonderful amenities to detail, please contact the listing agent or visit the listing website for a full list of features.

The essentials

Built
2002
Price / sqft
$996
On market
121 days
Annual tax
$16,476
Flood zone
X* · Low risk
Lot
52,403 sqft
Type
Single Family Residence

Location

416 81st St W
Bradenton, FL, 34209·34209 - Bradenton/Palma Sola
Type
Single Family Residence
Year Built
2002
Lot
52,403 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Electric Vehicle Charging Station(s), Garage Door Opener, Garage Faces Side, Oversized
Pool
Heated, In Ground, Lighting, Outside Bath Access, Salt Water
Waterfront
Bay/Harbor
Days on Market
121
Ceiling Fans(s)
Crown Molding
Dry Bar
Eat-in Kitchen
High Ceilings
IN Wall Pest System
Open Floorplan
Primarybedroom Upstairs
Solid Wood Cabinets
Stone Counters
Thermostat
Walk-in Closet(s)
Balcony
Lighting
Outdoor Kitchen
Private Entrance
Private Mailbox
Private Yard
Rain Gutters
Sidewalk
Bar Fridge
Convection Oven
Cooktop
Dishwasher
Disposal
Microwave
Range Hood
Refrigerator
Trash Compactor
Water Filtration System
Wine Refrigerator
Homestead exemption on fileFlood Zone X*

Annual Tax (2025)

$16,476

Parcel #

3844800254

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Pine Bay Forest

County

Manatee

MLS Area

34209 - Bradenton/Palma Sola

Lot Size

52,403 sqft

Corner LotLandscapedPrivate
Date
Event
Price
9/10/2026
Price change
Source: Stellar MLS #TB8503675
$3,690,000-6.3%
$996/sqft
5/13/2026
Listed for sale
Source: Stellar MLS #TB8503675
$3,937,000
$1,062/sqft
Est. monthly payment$22,463/mo
Principal & interest$19,245
Property taxes$1,373
Insurance$1,845
Down payment20% · $738,000
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $3,690,000
$3.60M – $3.69M
97.6% – 100% of listTops out right at the list price
80% of listList price
64 of the last 126 home closings in 34209 landed at this number or higher (51%). The median one sat 33 days before it went under contract, and this one is on day 121 after a $247,000 cut.

Sample: 126 closed home sales in 34209 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Keep exploring Tampa Bay

Pick up where you left off, or see what else is out there.