Active
$1,999,999
Est. $11,699/mo

685 1st Ave N, Safety Harbor, FL, 34695

$562/sqft·Spring Park

4 bd5 ba3,556 sqft2 car garageSingle Family
Listed by CHARLES RUTENBERG REALTY INC· Last updated · MLS# TB8503478

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Est. monthly payment
$11,699/mo
Down payment (20%)
$400,000
Property taxes
$268/mo
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Single family
Built 2026
Private pool
In Ground
2 car garage
7,549 sqft lot
Lot size
3,556 sqft
Living area

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
SPRING PARK REV
Type
Single Family Residence

True monthly carry

HOA
None / TBD
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

Cathedral Ceiling(s)Open FloorplanWalk-in Closet(s)Awning(s)BalconyLightingOutdoor GrillPlayground

685 1st Ave N is a 2026-built home in Spring Park Rev, Safety Harbor. Inside you'll find 4 bedrooms, 5 bathrooms, and 3,556 square feet of living space. Listed at $1,999,999 (about $562/sqft), 5 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

One or more photo(s) has been virtually staged. Under Construction. Step into luxury and comfort with this beautifully designed, brand-new 4-bedroom, 4.5-bathroom home offering 3,556 square feet of living space and 4,128 total square feet under roof. Currently under construction with an anticipated completion date of June 15, 2026, this property presents a rare opportunity for buyers to get in early and personalize select finishing touches. Built for both elegance and resilience, this home features solid concrete block construction, spray foam insulation, and hurricane-impact windows, doors, and garage doors. Located high and dry in Flood Zone X and constructed to meet the latest Florida FEMA building codes, it offers exceptional protection against hurricanes and water intrusion—delivering true peace of mind. Each generously sized bedroom includes its own private en-suite bathroom, while a conveniently located half bath on the main floor is perfect for guests. The stunning kitchen serves as the heart of the home, showcasing a state-of-the-art oversized refrigerator, soaring high-end cabinetry, and beautiful countertops that blend style and functionality. The main level is finished with expansive large-format tile flooring, creating a sleek, seamless look, all illuminated by a one-of-a-kind statement chandelier. Upstairs, you’ll find a spacious laundry room and a thoughtfully designed built-in vacuum system with wall inlets on both levels for added convenience. The upper level also features durable, wood-look vinyl flooring, combining warmth with modern appeal. Step out onto the top-story balcony, finished with travertine pavers and sleek glass railings, perfect for enjoying peaceful outdoor moments. The primary suite is a true retreat, complete with a spa-like bathroom and expansive his-and-hers closets offering exceptional storage. Every bathroom throughout the home has been carefully customized with the guidance of design specialists, creating a cohesive and refined aesthetic. The outdoor space is soon to be a private oasis, thoughtfully designed to include a sparkling pool and relaxing jacuzzi surrounded by elegant travertine pavers, along with a brand-new vinyl fence for added privacy and charm—perfect for both entertaining and everyday relaxation. Additional highlights of the home include epoxy-coated garage floors and a dual A/C system for enhanced comfort and efficiency. Ideally located near Safety Harbor Middle School, this home is just minutes from local parks, the Safety Harbor Spa, Safety Harbor Pier, scenic walking and biking trails, and a variety of popular dining, coffee, and shopping destinations—perfect for enjoying morning or evening outings. For a limited time, buyers may have the opportunity to finalize select details—such as bedroom closet shelving—and may receive a credit toward these finishing touches. With brand-new construction, high-end upgrades, and thoughtful design throughout, this home is one you don’t want to miss. *Realtor is owner of the home.

The essentials

Built
2026
Price / sqft
$562
On market
134 days
Annual tax
$3,215
Flood zone
X · Low risk
Lot
7,549 sqft
Type
Single Family Residence

Location

685 1st Ave N
Safety Harbor, FL, 34695·34695 - Safety Harbor
Type
Single Family Residence
Year Built
2026
Lot
7,549 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Pool
In Ground
Days on Market
134
Cathedral Ceiling(s)
Open Floorplan
Walk-in Closet(s)
Awning(s)
Balcony
Lighting
Outdoor Grill
Playground
Private Entrance
Private Mailbox
Private Yard
Shade Shutter(s)
Sidewalk
Sliding Doors
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer

Elementary

Safety Harbor Elementary-PN

Middle

Safety Harbor Middle-PN

High

Palm Harbor Univ High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileFlood Zone X

Annual Tax (2025)

$3,215

Parcel #

03-29-16-84996-001-0020

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Spring Park Rev

County

Pinellas

MLS Area

34695 - Safety Harbor

Lot Size

7,549 sqft

Date
Event
Price
5/5/2026
Price change
Source: Stellar MLS #TB8503478
$1,999,999
$562/sqft
4/30/2026
Listed for sale
Source: Stellar MLS #TB8503478
$2,000,000+515.6%
$562/sqft
6/1/2022
Sold
Source: Pinellas County Public Record
$324,900
$91/sqft
Est. monthly payment$11,699/mo
Principal & interest$10,431
Property taxes$268
Insurance$1,000
Down payment20% · $400,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $1,999,999
$1.98M – $2.00M
99.2% – 100% of listTops out right at the list price
80% of listList price
41 of the last 80 home closings in 34695 landed at this number or higher (51%). The median one sat 27 days before it went under contract, and this one is on day 134 after a $1 cut.

Sample: 80 closed home sales in 34695 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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