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10945 Subtle Trail Dr, Riverview, FL, 33569

$132/sqft·South Fork

4 bd3 ba3,149 sqft2 car garageSingle Family
Listed by JASON MITCHELL REAL ESTATE FLO· Last updated · MLS# TB8502390

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Est. monthly payment
$3,077/mo
Down payment (20%)
$83,000
Property taxes
$669/mo
HOA
$110/qtr
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 2005
Community pool
Shared amenity
2 car garage
7,041 sqft lot
Lot size
3,149 sqft
Living area

About this home

Ceiling Fans(s)Living Room/Dining Room ComboOpen FloorplanPrimarybedroom UpstairsThermostatWalk-in Closet(s)Window TreatmentsSidewalk

10945 Subtle Trail Dr is a 2005-built home in South Fork Unit 3, Riverview. Inside you'll find 4 bedrooms, 3 bathrooms, and 3,149 square feet of living space. Listed at $415,000 (about $132/sqft), 109 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $110 quarterly.

From the listing

Located on a quiet cul-de-sac in the highly desirable South Fork community, this spacious 4-bedroom, 3-bath home offers over 3,100 sq ft of flexible living space designed for both everyday living and entertaining. Inside, you’ll find an open, functional layout with expansive living and dining areas, a large kitchen with breakfast bar and dinette, and a versatile first-floor den that can easily serve as a home office or potential fifth bedroom. Upstairs features generously sized bedrooms including a spacious primary suite with ample closet space. Step outside to a private, fenced backyard with room to relax, play, or create your ideal outdoor space. Ideally located within close proximity to the community pool, playground, and tennis courts, this home offers both comfort and convenience. Complete with a two-car garage, interior laundry, and low HOA, this is an excellent opportunity in one of Riverview’s most established communities.

The essentials

Built
2005
Price / sqft
$132
On market
137 days
Annual tax
$8,024
HOA
$110/qtr
Flood zone
X · Low risk
Lot
7,041 sqft
Type
Single Family Residence

Location

10945 Subtle Trail Dr
Riverview, FL, 33569·33569 - Riverview
Type
Single Family Residence
Year Built
2005
Lot
7,041 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
137
Ceiling Fans(s)
Living Room/Dining Room Combo
Open Floorplan
Primarybedroom Upstairs
Thermostat
Walk-in Closet(s)
Window Treatments
Sidewalk
Sliding Doors
Pool
Sidewalks
Street Lights
Dishwasher
Disposal
Electric Water Heater
Exhaust Fan
Microwave
Range
Refrigerator

Elementary

Summerfield Crossing Elementary

Middle

Eisenhower-HB

High

East Bay-HB

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District)Flood Zone X

Annual Tax (2025)

$8,024

Parcel #

U-17-31-20-71P-B00000-00020.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

South Fork Unit 3

County

Hillsborough

MLS Area

33569 - Riverview

Lot Size

7,041 sqft

Cul-De-SacNear Public Transit
HOA
$110/qtr
Inframark IMS
Date
Event
Price
7/20/2026
Price change
Source: Stellar MLS #TB8502390
$415,000-5.7%
$132/sqft
4/27/2026
Listed for sale
Source: Stellar MLS #TB8502390
$439,900
$140/sqft
Est. monthly payment$3,077/mo
Principal & interest$2,164
Property taxes$669
Insurance$208
HOA$37
Down payment20% · $83,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $415,000
$412,500 – $415,000
99.5% – 100% of listTops out right at the list price
80% of listList price
76 of the last 140 home closings in 33569 landed at this number or higher (54%). The median one sat 28 days before it went under contract, and this one is on day 137 after a $24,900 cut.

Sample: 140 closed home sales in 33569 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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