110 NE Monroe Cir N #1, St Petersburg, FL, 33702

This is the perfect investment opportunity, allowing you to live in the spacious 1,274 SF renovated main residence while your tenants pay the mortgage. The property sits on a 7,915 SF lot that stayed completely dry during recent major storms and offers an abundance of outdoor space featuring a large shared courtyard. MAJOR UPDATES include a new roof and new mini-split AC systems, all installed in 2026. This is a rare chance to occupy a home while three additional income streams do the heavy lifting for your monthly overhead. The main house is fully renovated featuring a mini-split AC systems, two bedrooms, one bathroom, a large kitchen, and a dedicated room for your washer and dryer. The interior also offers a formal dining room, a large foyer, kitchen pantry, and a living room centered around a cozy fireplace. The exterior features two private patios and a driveway, providing outdoor privacy from the tenants. The back of the property offers incredible versatility with three additional units including one attached efficiency and two units in a separate building. One of these units is freshly updated with a versatile bonus room that can serve as a second bedroom, a walk-in closet, an office, or extra storage. Each of the four units has its own private entrance, and the utility setup allows each tenant to pay their own bills, keeping your management simple and your expenses low. The location is ideal for those who want to be in the heart of everything, situated just 10 minutes from downtown St. Pete with quick access to the highway. You are within walking distance to a variety of coffee shops, restaurants, and spas. This property is also positioned directly behind Rumba Grill, putting local dining and happy hours right at your doorstep. With at least seven on-site parking spaces, this is a versatile and rare investment opportunity that is prepared to perform from day one.