Active
$2,399,000
Est. $16,513/mo

18707 Pepper Pike, Lutz, FL, 33558

$393/sqft·Cheval Polo & Golf CL Phas

5 bd5 ba6,104 sqft3 car garageSingle Family
Listed by JASON MITCHELL REAL ESTATE FLO· Last updated · MLS# TB8501748

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Est. monthly payment
$16,513/mo
Down payment (20%)
$479,800
Property taxes
$2,486/mo
HOA
$947/qtr
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 1986
Water views
Golf Course
Private pool
Heated
3 car garage
0.94 acres
Lot size

About this home

Ceiling Fans(s)Crown MoldingHigh CeilingsOpen FloorplanPrimary Bedroom Main FloorSplit BedroomTray Ceiling(s)Walk-in Closet(s)

18707 Pepper Pike is a 1986-built home in Cheval Polo & Golf CL Phas, Lutz. Inside you'll find 5 bedrooms, 5 bathrooms, and 6,104 square feet of living space. Listed at $2,399,000 (about $393/sqft), 111 days on market. Flood zone X* - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $947 quarterly.

From the listing

A Rare Opportunity in Cheval—Featuring a Fully Detached Second Residence! Come discover one of Tampa Bay’s best-kept secrets—Cheval Golf and Country Club, a 24-hour guard-gated community offering a private, resort-style lifestyle centered around championship golf, tennis, swimming, and an active social scene, all within a beautifully designed, walkable enclave. Perfectly positioned on the 1st hole, 18707 Pepper Pike showcases one of the most breathtaking golf course views in all of Cheval. The main residence features 3 bedrooms, 3.5 baths, and a versatile loft space with a closet, offering the flexibility for a potential additional bedroom, office, or bonus living area, anchored by an exceptional primary suite—an inviting retreat with a spa-like bathroom and an oversized custom closet that truly has to be seen to be believed. What truly sets this property apart is the fully detached casita—a rare, private residence that lives like a second home, offering 2 bedrooms and 1 bath. Thoughtfully designed and ideal for multigenerational living, it also provides incredible flexibility for long- or short-term guests, a private office, or an elevated entertaining space. The upstairs bedroom opens to a private balcony overlooking the pool, creating a peaceful escape within your own backyard. Step outside and experience a 5-star resort-style outdoor living space, featuring a stunning pool, expansive entertaining areas, a bar, and a separate fire pit gathering space designed for unforgettable evenings. Tucked away from the congestion yet conveniently located just 30 minutes from Tampa International Airport, this is more than a home—it’s a lifestyle.

The essentials

Built
1986
Price / sqft
$393
On market
139 days
Annual tax
$29,826
HOA
$947/qtr
Flood zone
X* · Low risk
Lot
41,000 sqft
Type
Single Family Residence

Location

18707 Pepper Pike
Lutz, FL, 33558·33558 - Lutz
Type
Single Family Residence
Year Built
1986
Lot
41,000 sqft
Cooling
Central Air
Heating
Central
Parking
-
Pool
Gunite, Heated, In Ground
Days on Market
139
Ceiling Fans(s)
Crown Molding
High Ceilings
Open Floorplan
Primary Bedroom Main Floor
Split Bedroom
Tray Ceiling(s)
Walk-in Closet(s)
Awning(s)
Courtyard
Lighting
Outdoor Grill
Outdoor Kitchen
Private Mailbox
Private Yard
Sliding Doors
Tennis Court(s)
Clubhouse
Deed Restrictions
Fitness Center
Gated Community - Guard
Golf Carts OK
Golf
Irrigation-reclaimed Water
Pool
Restaurant
Dishwasher
Disposal
Range
Refrigerator

Elementary

McKitrick-HB

Middle

Martinez-HB

High

Steinbrenner High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileFlood Zone X*

Annual Tax (2025)

$29,826

Parcel #

U-09-27-18-0ID-000003-00004.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Cheval Polo & Golf CL Phas

County

Hillsborough

MLS Area

33558 - Lutz

Lot Size

41,000 sqft

In CountyLandscapedOn Golf CourseOversized LotPaved
HOA
$947/qtr
Jocelyn St. Hillaire
Date
Event
Price
6/27/2026
Price change
Source: Stellar MLS #TB8501748
$2,399,000-5.0%
$393/sqft
4/25/2026
Listed for sale
Source: Stellar MLS #TB8501748
$2,525,000+7.0%
$414/sqft
3/25/2024
Sold
Source: Hillsborough County Public Record
$2,360,000
$387/sqft
Est. monthly payment$16,512/mo
Principal & interest$12,512
Property taxes$2,486
Insurance$1,200
HOA$316
Down payment20% · $479,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $2,399,000
$2.39M – $2.40M
99.5% – 100% of listTops out right at the list price
80% of listList price
66 of the last 127 home closings in 33558 landed at this number or higher (52%). The median one sat 21 days before it went under contract, and this one is on day 139 after a $126,000 cut.

Sample: 127 closed home sales in 33558 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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