Active
$1,800,000
Est. $13,209/mo

400 Central Ave #3603, St Petersburg, FL, 33701

$1,010/sqft·400 Central

3 bd3 ba1,782 sqft2 car garageCondominium
Listed by KELLER WILLIAMS ST PETE REALTY· Last updated · MLS# TB8501055

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Est. monthly payment
$13,209/mo
Down payment (20%)
$360,000
Property taxes
$0/mo
HOA
$596/mo
Rate assumed
6.8% · 30 yr
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At a glance

High-rise condo
45 stories · 2026
Water + city views
City
Community pool
Fitness center too
2 car garage
Valet available
Private balcony
Outdoor space

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
400 CENTRAL
Type
Condominium

True monthly carry

HOA
~$596/mo
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

Living Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorStone CountersWalk-in Closet(s)BalconyDog RunLighting

400 Central Ave #3603 is a 2026-built home in 400 Central, St Petersburg. Inside you'll find 3 bedrooms, 3 bathrooms, and 1,782 square feet of living space. Listed at $1,800,000 (about $1,010/sqft), 97 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $596 monthly.

From the listing

Virtually Staged. Step into elevated downtown living with this never-occupied 3-bedroom, 3-bath residence at the iconic 400 Central—St. Petersburg’s newest landmark for modern luxury. Perched on a high floor with a coveted southeast exposure, this home is filled with natural light streaming through expansive floor-to-ceiling glass, framing breathtaking views of Tampa Bay and the vibrant city skyline. From serene sunrises over the water to the sparkling city lights at night, the ever-changing scenery becomes part of the living experience. Offering approximately 1,782 square feet of interior space, complemented by an expansive 359-square-foot private terrace, this residence is designed for seamless indoor-outdoor living. The open-concept layout creates a natural flow between the living, dining, and kitchen areas—ideal for both everyday comfort and sophisticated entertaining—while all three bedrooms are thoughtfully positioned to provide privacy and balance. The kitchen showcases a sleek, modern design with a full-height backsplash that mirrors the countertop for a clean, cohesive aesthetic, paired with a gas cooktop for elevated culinary performance and a dedicated wine refrigerator for effortless hosting. Porcelain tile flooring extends throughout all bedrooms, enhancing both durability and contemporary elegance. The primary suite is a true retreat, featuring a spacious walk-in closet and a spa-inspired bath complete with a striking full-height tiled vanity wall and luxurious double rain showers, creating a serene, resort-like atmosphere. Secondary baths are equally refined, including upgraded fixtures such as a wall-mounted showerhead in the guest bath for a more custom, design-forward finish. Low-voltage infrastructure for motorized window shades has already been installed, allowing for easy integration of automated treatments for added comfort and convenience. Delivered fully complete and never lived in, this residence offers the rare advantage of immediate occupancy in a brand-new luxury tower—without the wait of developer timelines. Built to meet the latest safety and reserve standards, 400 Central provides both long-term value and peace of mind. Residents enjoy access to an exceptional collection of amenities, including the 46th-floor Sky Lounge Observatory with sweeping panoramic views, along with an expansive 36,000-square-foot amenity level featuring resort-style pools, state-of-the-art fitness and wellness spaces, and thoughtfully curated social areas. Additional conveniences include one secure parking space, a second valet parking space, and a private storage unit. On the ground level, a curated mix of upscale retail and dining—including concepts like Volta Wine + Market—adds to the vibrancy and ease of everyday living. Ideally situated in the heart of downtown St. Petersburg, just moments from Beach Drive, the waterfront, acclaimed dining, museums, and nightlife, this residence offers a refined blend of luxury, scale, and location within one of the city’s most sought-after new developments.

The essentials

Built
2026
Price / sqft
$1,010
On market
136 days
Annual tax
$0
HOA
$596/mo
Flood zone
X · Low risk
Lot
98,259 sqft
Type
Condominium

Location

400 Central Ave #3603
St Petersburg, FL, 33701·33701 - St Pete
Type
Condominium
Year Built
2026
Lot
98,259 sqft
Cooling
Central Air
Heating
Central
Parking
Assigned, Guest, Basement, Valet
Days on Market
136
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Stone Counters
Walk-in Closet(s)
Balcony
Dog Run
Lighting
Outdoor Grill
Outdoor Kitchen
Fitness Center
Pool
Built-in Oven
Cooktop
Dishwasher
Dryer
Electric Water Heater
Freezer
Ice Maker
Microwave
Range
Refrigerator
Washer

Elementary

Campbell Park Elementary-PN

Middle

John Hopkins Middle-PN

High

St. Petersburg High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X

Annual Tax (2025)

$0

Parcel #

UNIT-3603 - TBD

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

400 Central

County

Pinellas

MLS Area

33701 - St Pete

Lot Size

98,259 sqft

City LimitsNear MarinaNear Public Transit
HOA
$596/mo
General manager
Date
Event
Price
6/9/2026
Price change
Source: Stellar MLS #TB8501055
$1,800,000-5.3%
$1,010/sqft
4/28/2026
Listed for sale
Source: Stellar MLS #TB8501055
$1,900,000-1.8%
$1,066/sqft
3/1/2026
Sold
Source: Pinellas County Public Record
$1,935,800
$1,086/sqft
Est. monthly payment$13,209/mo
Principal & interest$9,388
Property taxes$2,325
Insurance$900
HOA$596
Down payment20% · $360,000
Interest rate6.80%
Loan term

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Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $1,800,000
$1.79M – $1.80M
99.5% – 100% of listTops out right at the list price
80% of listList price
119 of the last 185 condo closings in 33701 landed at this number or higher (64%). The median one sat 12 days before it went under contract, and this one is on day 136 after a $100,000 cut.

Sample: 185 closed condo sales in 33701 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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