Active

3202 Mangrove Point Dr, Ruskin, FL, 33570

$218/sqft·Bahia Beach Twnhms Ph 2

4 bd4 ba2,044 sqft1 car garageTownhouse
Listed by CENTURY 21 BEGGINS ENTERPRISES· Last updated · MLS# TB8501037

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$3,975/mo
Down payment (20%)
$89,200
Property taxes
$841/mo
HOA
$585/mo
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Townhouse
Built 2007
Waterfront
Canal - Saltwater
Community pool
Fitness center too
1 car garage
Garage Door Opener
2,079 sqft lot
Lot size

About this home

Solid Wood CabinetsWalk-in Closet(s)BalconyClubhouseFitness CenterGolf Carts OKPlaygroundPool

3202 Mangrove Point Dr is a 2007-built home in Bahia Beach Twnhms Ph 2, Ruskin. Inside you'll find 4 bedrooms, 4 bathrooms, and 2,044 square feet of living space. Listed at $446,000 (about $218/sqft), 113 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $585 monthly.

From the listing

Welcome to 3202 Mangrove Point Drive, where investment opportunity meets effortless coastal living in the waterfront community of Little Harbor. This RARE 4-bedroom END-unit townhome stands out from the rest, offering extra privacy, abundant natural light, and a flexible layout designed for both personal enjoyment and income potential. A main-level bedroom and full bath create the perfect setup for guests, while the upper level features three additional bedrooms, each with its own private balcony terrace, inviting in the coastal breeze and water views. Offered fully furnished and completely turnkey, this property is already operating as a successful short-term rental - ready to generate income from day one. Thoughtfully equipped with everything guests love, including furniture, TVs, 8 bicycles, and two golf carts, it delivers a seamless experience for both owners and visitors. Whether you're targeting Airbnb revenue or looking for a personal escape, this home checks every box with low-maintenance ownership and high guest appeal. Beyond your front door, the lifestyle truly comes to life. Residents and guests enjoy access to a private fishing pier, a white sandy beach, multiple waterfront dining options, resort-style pools, a marina with direct access to the Bay and Gulf (no bridges), and endless ways to stay active - from tennis and pickleball to kayaking along scenic waterways often visited by dolphins and manatees. Sunset views from the private pier, days spent on the water, and evenings at the tiki bar create a vacation-like atmosphere year-round. Perfectly positioned for convenience, you're within easy reach of Tampa's vibrant dining, sports, and entertainment scene, while also being a short drive to world-renowned beaches like Siesta Key Beach, Anna Maria Island, and Fort De Soto Park. Whether you're seeking a low-maintenance coastal retreat, a high-performing investment, or the best of both worlds, this waterfront townhome delivers a lifestyle, and return - that's hard to match.

The essentials

Built
2007
Price / sqft
$218
On market
140 days
Annual tax
$10,095
HOA
$585/mo
Flood zone
AE
Lot
2,079 sqft
Type
Townhouse

Location

3202 Mangrove Point Dr
Ruskin, FL, 33570·33570 - Ruskin/Apollo Beach
Type
Townhouse
Year Built
2007
Lot
2,079 sqft
Cooling
Central Air
Heating
Central, Heat Pump
Parking
Garage Door Opener
Waterfront
Canal - Saltwater
Days on Market
140
Solid Wood Cabinets
Walk-in Closet(s)
Balcony
Clubhouse
Fitness Center
Golf Carts OK
Playground
Pool
Restaurant
Sidewalks
Tennis Court(s)
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer

Elementary

Thompson Elementary

Middle

Shields-HB

High

Lennard-HB

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District)Flood Zone AE

Annual Tax (2025)

$10,095

Parcel #

U-02-32-18-82I-000001-00001.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Bahia Beach Twnhms Ph 2

County

Hillsborough

MLS Area

33570 - Ruskin/Apollo Beach

Lot Size

2,079 sqft

In County
HOA
$585/mo
N/A
Date
Event
Price
7/20/2026
Price change
Source: Stellar MLS #TB8501037
$446,000-4.3%
$218/sqft
Price change
Source: Stellar MLS #TB8501037
$466,000-4.1%
$228/sqft
4/24/2026
Listed for sale
Source: Stellar MLS #TB8501037
$486,000
$238/sqft
Est. monthly payment$3,975/mo
Principal & interest$2,326
Property taxes$841
Insurance$223
HOA$585
Down payment20% · $89,200
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $446,000
$445,000 – $446,000
99.5% – 100% of listTops out right at the list price
80% of listList price
14 of the last 23 townhouse or villa closings in 33570 landed at this number or higher (61%). The median one sat 85 days before it went under contract, and this one is on day 140 after a $40,000 cut.

Sample: 23 closed townhouse or villa sales in 33570 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.

Talk through an offer with our team

Keep exploring Tampa Bay

Pick up where you left off, or see what else is out there.