ActiveOpen House

2220 Spanish Dr #54, Clearwater, FL, 33763

$132/sqft·On Top Of The World

2 bd2 ba1,400 sqftCondominium
Listed by ON TOP OF THE WORLD RE· Last updated · MLS# TB8499807

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Est. monthly payment
$1,199/mo
Down payment (20%)
$37,000
Property taxes
$141/mo
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Condo
3 stories · 1994
Community pool
Fitness center too
Assigned parking
1,400 sqft
Living area

Open house

Sunday, Sep 13· 3:00 AM to 5:00 PM

About this home

ThermostatSidewalkAssociation Recreation - LeaseBuyer Approval RequiredDog ParkFitness CenterGated Community - GuardGolf

2220 Spanish Dr #54 is a 1994-built home in On Top Of The World, Clearwater. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,400 square feet of living space. Listed at $185,000 (about $132/sqft), 142 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Nestled on the peaceful cul-de-sac of the newer Westside of On Top of the World, this spacious third-floor condo offers 1400 square feet of comfortable living space. Featuring 2 bedrooms and 2 bathrooms, this home is ideal for those seeking a serene retreat. Enjoy vaulted ceilings that create an airy atmosphere, along with beautiful wood floors that add warmth and character throughout. The convenience of an in-unit washer/dryer adds ease to everyday living. Step outside the front door and be greeted by a lovely view of the lake, perfect for relaxing or unwinding after a long day. This condo is priced to sell and offers the ideal combination of space, style, and tranquility. Don't miss out on this amazing opportunity! Assigned parking. The 55+ community has two activity centers, and two private golf courses with 9 and 18 holes, free exclusively for resident owners. There are two heated swimming pools. The remodeled Cardio Gym has the latest exercise equipment. A very pet-friendly community, there is a fenced dog park with covered seating. There are hobby studios, and a wood shop for the exclusive use of the residents. Activities include fitness classes, dancing, clubs, cards, billiards, entertainment, classes, and much more. The on-site Good Karma Café has take & bake meals and snacks. Close to beaches, transportation, shopping, entertainment, and fine dining. All room sizes, floor plans and square footage are approximate. This property is being transferred by a leasehold estate deed. Association approval is required. If financing, a 35% down payment is required.

The essentials

Built
1994
Price / sqft
$132
On market
144 days
Annual tax
$1,693
Flood zone
X · Low risk
Type
Condominium

Location

2220 Spanish Dr #54
Clearwater, FL, 33763·33763 - Clearwater
Type
Condominium
Year Built
1994
Lot
-
Cooling
Central Air
Heating
Central, Electric
Parking
Assigned
Days on Market
144
Thermostat
Sidewalk
Association Recreation - Lease
Buyer Approval Required
Dog Park
Fitness Center
Gated Community - Guard
Golf
Irrigation-reclaimed Water
Pool
Sidewalks
Tennis Court(s)
Street Lights
Dishwasher
Dryer
Electric Water Heater
Refrigerator
Washer
Flood Zone X

Annual Tax (2024)

$1,693

Parcel #

06-29-16-64128-090-0540

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

On Top Of The World

County

Pinellas

MLS Area

33763 - Clearwater

Lot Size

-

Date
Event
Price
5/29/2026
Price change
Source: Stellar MLS #TB8499807
$185,000-5.1%
$132/sqft
4/20/2026
Listed for sale
Source: Stellar MLS #TB8499807
$195,000
$139/sqft
Est. monthly payment$1,198/mo
Principal & interest$965
Property taxes$141
Insurance$93
Down payment20% · $37,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

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List price: $185,000
$180,000 – $185,000
96.9% – 100% of listTops out right at the list price
80% of listList price
46 of the last 90 condo closings in 33763 landed at this number or higher (51%). The median one sat 60 days before it went under contract, and this one is on day 144 after a $10,000 cut.

Sample: 90 closed condo sales in 33763 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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