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5104 Whispering Leaf Trl, Valrico, FL, 33596

$224/sqft·Twin Lakes Parcels D1 D3 & E

4 bd3 ba2,790 sqft3 car garageSingle Family
Listed by COLDWELL BANKER REALTY· Last updated · MLS# TB8493213

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Est. monthly payment
$4,098/mo
Down payment (20%)
$125,000
Property taxes
$425/mo
HOA
$301.99/qtr
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 2002
Private pool
Gunite
3 car garage
0.48 acres
Lot size
2,790 sqft
Living area

About this home

Built-in FeaturesCeiling Fans(s)Eat-in KitchenKitchen/Family Room ComboPrimarybedroom UpstairsStone CountersThermostatTray Ceiling(s)

5104 Whispering Leaf Trl is a 2002-built home in Twin Lakes Parcels D1 D3 & E, Valrico. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,790 square feet of living space. Listed at $625,000 (about $224/sqft), 140 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $301.99 quarterly.

From the listing

Price Improved in Twin Lakes! Pool home on just under a half acre, with a large bonus room, flexible fourth-bedroom/loft space, newer Roof and newer HVAC! This stunning 4-bedroom, 2.5-bath pool home provides the perfect blend of functionality and charm. Step inside the two-story layout and immediately notice the abundance of natural light that fills the home, creating a bright and inviting atmosphere. At the front, the formal living and dining rooms create an elegant introduction—ideal for entertaining guests or hosting special gatherings.The heart of the home is the spacious, newly updated kitchen, designed to flow effortlessly into the family room. Featuring stunning Silestone quartz countertops, ample workspace, updated cabinetry, and a functional layout, this kitchen is as beautiful as it is practical. Just beyond, the cozy family room is anchored by a charming fireplace, creating a warm and welcoming space perfect for relaxing evenings or lively get-togethers. A versatile bonus room creates a private retreat that can easily adapt to your needs—whether as a home office, media room, game room, or creative space. Its tucked-away location provides a quiet escape from the main living areas. Upstairs, all bedrooms are thoughtfully arranged for comfort and privacy. The secondary bedrooms are generously sized, while the primary suite serves as a true retreat, providing space for a sitting area and a well-appointed en-suite bath designed for relaxation. Step outside to your private backyard oasis, where a sparkling pool takes center stage—perfect for enjoying warm Florida days. The expansive yard presents endless possibilities and sets this home apart with its rare combination of space and privacy. Additional upgrades ensure peace of mind, including a new roof (2023), HVAC system (2020), gas water heater (2021), and updated appliances (2020). The primary bathroom has also been beautifully refreshed with a new tile shower and tub (2026). Don’t miss the opportunity to make this exceptional property your next home—schedule your private showing today!

The essentials

Built
2002
Price / sqft
$224
On market
157 days
Annual tax
$5,101
HOA
$301.99/qtr
Flood zone
X · Low risk
Lot
21,015 sqft
Type
Single Family Residence

Location

5104 Whispering Leaf Trl
Valrico, FL, 33596·33596 - Valrico
Type
Single Family Residence
Year Built
2002
Lot
21,015 sqft
Cooling
Central Air
Heating
Central
Parking
-
Pool
Gunite, In Ground, Screen Enclosure
Days on Market
157
Built-in Features
Ceiling Fans(s)
Eat-in Kitchen
Kitchen/Family Room Combo
Primarybedroom Upstairs
Stone Counters
Thermostat
Tray Ceiling(s)
Walk-in Closet(s)
Rain Gutters
Sidewalk
Deed Restrictions
Gated Community - Guard
No Truck/Rv/Motorcycle Parking
Park
Playground
Pool
Sidewalks
Tennis Court(s)
Dishwasher
Disposal
Dryer
Gas Water Heater
Microwave
Range
Refrigerator
Washer

Elementary

Lithia Springs-HB

Middle

Randall-HB

High

Bloomingdale-HB

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileFlood Zone X

Annual Tax (2025)

$5,101

Parcel #

U-04-30-21-5LT-D00000-00013.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Twin Lakes Parcels D1 D3 & E

County

Hillsborough

MLS Area

33596 - Valrico

Lot Size

21,015 sqft

In CountyOversized LotSidewalkPaved
HOA
$301.99/qtr
Green Acres- Dawn Archambault
Date
Event
Price
9/2/2026
Price change
Source: Stellar MLS #TB8493213
$625,000-3.1%
$224/sqft
Price change
Source: Stellar MLS #TB8493213
$645,000-7.2%
$231/sqft
4/8/2026
Listed for sale
Source: Stellar MLS #TB8493213
$695,000+76.2%
$249/sqft
2/6/2007
Sold
Source: Hillsborough County Public Record
$394,500
$141/sqft
Est. monthly payment$4,098/mo
Principal & interest$3,260
Property taxes$425
Insurance$313
HOA$101
Down payment20% · $125,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $625,000
$620,000 – $625,000
99.5% – 100% of listTops out right at the list price
80% of listList price
71 of the last 135 home closings in 33596 landed at this number or higher (53%). The median one sat 29 days before it went under contract, and this one is on day 157 after a $70,000 cut.

Sample: 135 closed home sales in 33596 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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