Active
$3,500,000
Est. $24,525/mo

1038 Eldorado Ave, Clearwater, FL, 33767

$1,697/sqft·Mandalay

3 bd3 ba2,062 sqftSingle Family
Listed by COLDWELL BANKER REALTY· Last updated · MLS# TB8492031

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Est. monthly payment
$24,525/mo
Down payment (20%)
$700,000
Property taxes
$0/mo
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Single family
Built 1947
Waterfront
Beach Front
Private pool
In Ground
7,170 sqft lot
Lot size
2,062 sqft
Living area

About this home

Ceiling Fans(s)Eat-in KitchenLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Surface CountersSolid Wood CabinetsStone Counters

1038 Eldorado Ave is a 1947-built home in Mandalay Sub, Clearwater. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,062 square feet of living space. Listed at $3,500,000 (about $1,697/sqft), 157 days on market. Flood zone VE - confirm flood insurance requirements with your lender.

From the listing

Virtually Staged. Welcome to your dream coastal retreat! This charming beachside cottage is located on the highly sought-after north end of Clearwater Beach, offering the ultimate Florida lifestyle with direct, private beach access just steps from you back door. As you enter, you’re greeted by a bright, open floor plan with designer finishes and attention to detail including custom built-ins adding extra storage and stunning exposed wooden beams that add character and warmth. Gorgeous wood flooring flows seamlessly throughout the living areas, creating a light and airy atmosphere perfect for relaxing or entertaining. The living room features a cozy white brick fireplace, and a wall of floor to ceiling windows and French doors that frame the sparkling pool and spa and spectacular Gulf just beyond. The updated kitchen boasts a large central island, white cabinetry, stainless-steel appliances and a stylish backsplash and custom lighting add a touch of coastal charm. A set of French doors lead to the primary suite, filled with natural light, enhancing the spacious and inviting feel. The sleek, spa-like ensuite has white cabinetry and a walk-in shower with custom tile work. The additional bedrooms are equally well appointed and share a Jack and Jill bathroom with a double sink vanity. This move-in ready cottage combines modern comforts with classic beach cottage appeal in one of Clearwater Beach’s most desirable locations. Whether you’re looking for a primary residence, vacation home, investment property, this is coastal living at its finest. Don’t miss out on owning your piece of paradise.

The essentials

Built
1947
Price / sqft
$1,697
On market
165 days
Annual tax
$0
Flood zone
VE
Lot
7,170 sqft
Type
Single Family Residence

Location

1038 Eldorado Ave
Clearwater, FL, 33767·33767 - Clearwater/Clearwater Beach
Type
Single Family Residence
Year Built
1947
Lot
7,170 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Ground Level, Oversized
Pool
In Ground
Waterfront
Beach Front, Gulf/Ocean
Days on Market
165
Ceiling Fans(s)
Eat-in Kitchen
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Solid Wood Cabinets
Stone Counters
Thermostat
Walk-in Closet(s)
Lighting
Sidewalk
Golf Carts OK
Sidewalks
Dishwasher
Disposal
Microwave
Range
Range Hood
Refrigerator

Elementary

Sandy Lane Elementary-PN

Middle

Dunedin Highland Middle-PN

High

Clearwater High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone VE

Annual Tax (2025)

$0

Parcel #

05-29-15-54666-069-0150

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Mandalay Sub

County

Pinellas

MLS Area

33767 - Clearwater/Clearwater Beach

Lot Size

7,170 sqft

Flood Insurance RequiredFloodZone
Date
Event
Price
9/3/2026
Price change
Source: Stellar MLS #TB8492031
$3,500,000-5.4%
$1,697/sqft
Price change
Source: Stellar MLS #TB8492031
$3,700,000-17.8%
$1,794/sqft
3/30/2026
Listed for sale
Source: Stellar MLS #TB8492031
$4,500,000
$2,182/sqft
Est. monthly payment$24,525/mo
Principal & interest$18,254
Property taxes$4,521
Insurance$1,750
Down payment20% · $700,000
Interest rate6.80%
Loan term

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Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

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List price: $3,500,000
$3.21M – $3.50M
91.7% – 100% of listTops out right at the list price
80% of listList price
12 of the last 22 home closings in 33767 landed at this number or higher (55%). The median one sat 49 days before it went under contract, and this one is on day 165 after a $1,000,000 cut.

Sample: 22 closed home sales in 33767 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.

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