Active
$1,650,000
Est. $10,282/mo

10517 Tarpon Springs Rd, Odessa, FL, 33556

$446/sqft·Swan Cove

5 bd5 ba3,699 sqft3 car garageSingle Family
Listed by FUTURE HOME REALTY INC· Last updated · MLS# TB8491023

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Est. monthly payment
$10,282/mo
Down payment (20%)
$330,000
Property taxes
$794/mo
HOA
$700/yr
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 2015
Waterfront
Lake Front
Private pool
Heated
3 car garage
Circular Driveway
1.42 acres
Lot size

About this home

Ceiling Fans(s)Coffered Ceiling(s)Crown MoldingHigh CeilingsIN Wall Pest SystemKitchen/Family Room ComboPest Guard SystemPrimary Bedroom Main Floor

10517 Tarpon Springs Rd is a 2015-built home in Swan Cove, Odessa. Inside you'll find 5 bedrooms, 5 bathrooms, and 3,699 square feet of living space. Listed at $1,650,000 (about $446/sqft), 131 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $700 annually.

From the listing

Wake up to peace, privacy and breath taking lake views on this 1.42 acre waterfront retreat in beautiful Odessa. Set behind a private gated entry, this home in anything but cookie cutter offering space, flexibility, and a true resort style lifestyle. Inside, soaring tray and coffered ceilings, acacia wood floors, wood beams, and granite countertops create a cozy and elegant feeling. The oversize kitchen island, gas stove, stainless appliances and expansive sliding glass doors make entertainment effortless, opening to multiple patios, a pergola, fire pit and a gas heated saltwater pool and spa overlooking the serene lake. New Bosch AC unit installed in 2025 and new duct work done in attic along with adding air purification and dehumidifier in 2026 to keep home cool and comfortable year around. Upstairs there is an additional bonus space, a craft room, and indoor access mother in law quarters with a private bath along with lake view from screened patios. This home is unique because it also has a separate mother-in-law quarters above the oversized garage, featuring a private entrance, full bath, kitchenette, and separate a/c. Ideal for multigenerational living or guests. Home also has eco friendly bug misting system around exterior of home. Great location, and space, but still close to so many amenities in Tampa Bay Area. Only 15-20 minutes from malls, shopping, airport, and stores. 30+ minuets to get to downtown tampa and beaches nearby.

The essentials

Built
2015
Price / sqft
$446
On market
157 days
Annual tax
$9,527
HOA
$700/yr
Flood zone
X · Low risk
Lot
61,988 sqft
Type
Single Family Residence

Location

10517 Tarpon Springs Rd
Odessa, FL, 33556·33556 - Odessa
Type
Single Family Residence
Year Built
2015
Lot
61,988 sqft
Cooling
Central Air, Humidity Control, Zoned
Heating
Central
Parking
Circular Driveway, Garage Door Opener, Ground Level, Oversized
Pool
Chlorine Free, Gunite, Heated, In Ground, Outside Bath Access, Pool Sweep, Salt Water
Waterfront
Lake Front
Days on Market
157
Ceiling Fans(s)
Coffered Ceiling(s)
Crown Molding
High Ceilings
IN Wall Pest System
Kitchen/Family Room Combo
Pest Guard System
Primary Bedroom Main Floor
Solid Wood Cabinets
Stone Counters
Thermostat
Tray Ceiling(s)
Walk-in Closet(s)
Window Treatments
Balcony
Fire Pit
Misting System
Private Entrance
Shade Shutter(s)
Sliding Doors
Sprinkler Metered
Deed Restrictions
Built-in Oven
Convection Oven
Dishwasher
Disposal
Dryer
Exhaust Fan
Ice Maker
Microwave
Refrigerator
Tankless Water Heater
Washer
Water Filtration System
Water Softener
Homestead exemption on fileFlood Zone X

Annual Tax (2025)

$9,527

Parcel #

U-09-27-17-70Q-000000-00007.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Swan Cove

County

Hillsborough

MLS Area

33556 - Odessa

Lot Size

61,988 sqft

LandscapedOversized Lot
HOA
$700/yr
Dawn
Date
Event
Price
7/21/2026
Price change
Source: Stellar MLS #TB8491023
$1,650,000-8.3%
$446/sqft
Price change
Source: Stellar MLS #TB8491023
$1,799,000-21.8%
$486/sqft
4/7/2026
Listed for sale
Source: Stellar MLS #TB8491023
$2,300,000
$622/sqft
Est. monthly payment$10,283/mo
Principal & interest$8,605
Property taxes$794
Insurance$825
HOA$58
Down payment20% · $330,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $1,650,000
$1.62M – $1.65M
98.4% – 100% of listTops out right at the list price
80% of listList price
106 of the last 210 home closings in 33556 landed at this number or higher (50%). The median one sat 33 days before it went under contract, and this one is on day 157 after a $650,000 cut.

Sample: 210 closed home sales in 33556 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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