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3629 Whistling Ln, Land O Lakes, FL, 34639

$250/sqft·Swann Lake

4 bd3 ba2,884 sqft3 car garageSingle Family
Listed by EPIQUE REALTY, INC.· Last updated · MLS# TB8488265

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$4,946/mo
Down payment (20%)
$143,980
Property taxes
$629/mo
HOA
$2,421/yr
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Single family
Built 1997
Private pool
Heated
3 car garage
0.61 acres
Lot size
2,884 sqft
Living area

About this home

Ceiling Fans(s)Crown MoldingEat-in KitchenHigh CeilingsPrimary Bedroom Main FloorSolid Surface CountersSplit BedroomThermostat

3629 Whistling Ln is a 1997-built home in Swann Lake, Land O Lakes. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,884 square feet of living space. Listed at $719,900 (about $250/sqft), 172 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $2,421 annually.

From the listing

LUXURY LAKE LIVING WITHOUT THE WATERFRONT PRICE TAG. Welcome to Swann Lake, an exclusive gated enclave of just 55 custom homes offering private access to Lake Padgett, one of Pasco County's premier ski lakes. Here, the Florida boating lifestyle is part of everyday living—launch your boat from the private community ramp and spend weekends water skiing, tubing, jet skiing, fishing, kayaking, or cruising the lake, then return home to your own private pool and spa. Set on an oversized pie-shaped lot of more than half an acre, this beautifully maintained 4-bedroom, 3-bath, 3-car garage pool home delivers the space, privacy, and custom-home setting luxury buyers are looking for. Step inside to soaring ceilings, abundant natural light, plantation shutters, hardwood flooring, and generous formal and casual living spaces. The family room features custom built-ins, a fireplace, and expansive views of the outdoor living area. At the heart of the home, the oversized kitchen is designed for entertaining with granite countertops, stainless steel appliances, gas range, wine refrigerator, breakfast bar, oversized pantry, and abundant cabinetry and prep space. The split-bedroom design provides privacy for owners and guests. The spacious primary suite features dual walk-in closets, dual vanities, soaking tub, separate walk-in shower, and private water closet. Three additional bedrooms each offer walk-in closets, including one well suited for a home office and another with convenient access to the pool bath. Outside, discover the Florida retreat you've been searching for. The screened pool and spa with waterfall are surrounded by a recently sealed paver lanai, built-in grilling area, mature landscaping, and an expansive private backyard. With more than half an acre, there's plenty of room to entertain, unwind, and enjoy Florida living after a day on the lake. The lifestyle extends beyond your backyard. Swann Lake residents enjoy private Lake Padgett boat-ramp access, a community park, tennis courts, basketball court, and playground, all within the privacy of a gated custom-home community. Located in Land O' Lakes just north of Tampa, you'll have convenient access to Wesley Chapel, shopping, dining, golf, medical facilities, major roadways, Tampa International Airport, and Florida's Gulf Coast. If you've been searching for the prestige and lifestyle of a luxury waterfront community but don't need to pay the premium for direct waterfront, this may be the opportunity you've been waiting for. Enjoy a custom-home community, oversized lot, private pool and spa, 3-car garage, and access to the Lake Padgett ski-lake lifestyle—all from your own gated neighborhood. GATED COMMUNITY • LAKE PADGETT ACCESS • PRIVATE BOAT RAMP • SKI LAKE LIFESTYLE • ½+ ACRE • POOL & SPA • 3-CAR GARAGE • 4 BEDROOMS

The essentials

Built
1997
Price / sqft
$250
On market
176 days
Annual tax
$7,546
HOA
$2,421/yr
Flood zone
X · Low risk
Lot
26,718 sqft
Type
Single Family Residence

Location

3629 Whistling Ln
Land O Lakes, FL, 34639·34639 - Land O Lakes
Type
Single Family Residence
Year Built
1997
Lot
26,718 sqft
Cooling
Central Air
Heating
Central
Parking
-
Pool
Auto Cleaner, Chlorine Free, Gunite, Heated, In Ground, Lighting, Pool Sweep, Salt Water, Screen Enclosure, Self Cleaning
Days on Market
176
Ceiling Fans(s)
Crown Molding
Eat-in Kitchen
High Ceilings
Primary Bedroom Main Floor
Solid Surface Counters
Split Bedroom
Thermostat
Walk-in Closet(s)
Window Treatments
Rain Gutters
Sidewalk
Gated Community - No Guard
Golf Carts OK
No Truck/Rv/Motorcycle Parking
Park
Playground
Sidewalks
Tennis Court(s)
Dishwasher
Disposal
Dryer
Exhaust Fan
Gas Water Heater
Microwave
Range
Range Hood
Washer
Water Filtration System
Wine Refrigerator

Elementary

Lake Myrtle Elementary-PO

Middle

Charles S. Rushe Middle-PO

High

Sunlake High School-PO

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileFlood Zone X

Annual Tax (2025)

$7,546

Parcel #

18-26-24-009.0-000.00-040.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Swann Lake

County

Pasco

MLS Area

34639 - Land O Lakes

Lot Size

26,718 sqft

Cul-De-SacOversized LotPrivate
HOA
$2,421/yr
Avid Property Management
Date
Event
Price
8/29/2026
Price change
Source: Stellar MLS #TB8488265
$719,900-0.7%
$250/sqft
Price change
Source: Stellar MLS #TB8488265
$724,900-5.9%
$251/sqft
3/19/2026
Listed for sale
Source: Stellar MLS #TB8488265
$770,000
$267/sqft
Est. monthly payment$4,945/mo
Principal & interest$3,755
Property taxes$629
Insurance$360
HOA$202
Down payment20% · $143,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $719,900
$710,000 – $719,900
98.8% – 100% of listTops out right at the list price
80% of listList price
53 of the last 104 home closings in 34639 landed at this number or higher (51%). The median one sat 24 days before it went under contract, and this one is on day 176 after a $50,100 cut.

Sample: 104 closed home sales in 34639 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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