Active
$698,000
Est. $4,341/mo

2686 Crystal Cir, Dunedin, FL, 34698

$295/sqft·Waterford East

3 bd3 ba2,367 sqft3 car garageSingle Family
Listed by MELENDY REAL ESTATE· Last updated · MLS# TB8482149

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$4,341/mo
Down payment (20%)
$139,600
Property taxes
$323/mo
HOA
$350/yr
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 1998
3 car garage
0.29 acres
Lot size
2,367 sqft
Living area

About this home

Cathedral Ceiling(s)Eat-in KitchenHigh CeilingsKitchen/Family Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Wood CabinetsSplit Bedroom

2686 Crystal Cir is a 1998-built home in Waterford East, Dunedin. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,367 square feet of living space. Listed at $698,000 (about $295/sqft), 154 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $350 annually.

From the listing

Nestled in the highly sought-after Waterford East subdivision, this well-maintained 1998 home offers an exceptional blend of comfort, space, and convenience. Ideally located just minutes from vibrant downtown Dunedin, Gulf Coast beaches including Honeymoon Island, and Tampa International Airport, you’ll enjoy the best of Florida living. Inside, soaring ceilings and an open floor plan fill the home with natural light and create an inviting atmosphere. The beautiful fireplace serves as a warm focal point in the family room, connecting the family room, kitchen, breakfast area, and bar for effortless everyday living and entertaining. French doors open to an expansive paver patio, perfect for outdoor dining or relaxing. Mature landscaping, attractive paver walkways, and impressive architectural details create outstanding curb appeal, while the oversized three-car garage provides abundant storage and flexibility. Move-in ready and thoughtfully maintained, this home also offers an excellent opportunity to personalize and make it your own

The essentials

Built
1998
Price / sqft
$295
On market
185 days
Annual tax
$3,875
HOA
$350/yr
Flood zone
X · Low risk
Lot
12,502 sqft
Type
Single Family Residence

Location

2686 Crystal Cir
Dunedin, FL, 34698·34698 - Dunedin
Type
Single Family Residence
Year Built
1998
Lot
12,502 sqft
Cooling
Central Air
Heating
Central, Propane
Parking
-
Days on Market
185
Cathedral Ceiling(s)
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Wood Cabinets
Split Bedroom
Stone Counters
Walk-in Closet(s)
Private Yard
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Homestead exemption on fileFlood Zone X

Annual Tax (2025)

$3,875

Parcel #

13-28-15-95075-000-0030

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Waterford East

County

Pinellas

MLS Area

34698 - Dunedin

Lot Size

12,502 sqft

LandscapedSidewalkPaved
HOA
$350/yr
Waterford East of Dunedin HOA
Date
Event
Price
8/11/2026
Price change
Source: Stellar MLS #TB8482149
$698,000-3.1%
$295/sqft
—
Price change
Source: Stellar MLS #TB8482149
$720,000-8.3%
$304/sqft
3/10/2026
Listed for sale
Source: Stellar MLS #TB8482149
$785,000+127.5%
$332/sqft
11/1/2004
Sold
Source: Pinellas County Public Record
$345,000
$146/sqft
Est. monthly payment$4,341/mo
Principal & interest$3,640
Property taxes$323
Insurance$349
HOA$29
Down payment20% · $139,600
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $698,000
$695,000 – $698,000
99.5% – 100% of listTops out right at the list price
80% of listList price
83 of the last 164 home closings in 34698 landed at this number or higher (51%). The median one sat 40 days before it went under contract, and this one is on day 185 after a $87,000 cut.

Sample: 164 closed home sales in 34698 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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