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10618 Hatteras Dr, Tampa, FL, 33615

$286/sqft·Palm Bay Phase 1

3 bd3 ba2,283 sqft2 car garageSingle Family
Listed by MARK SPAIN REAL ESTATE· Last updated · MLS# TB8481613

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Est. monthly payment
$4,668/mo
Down payment (20%)
$130,800
Property taxes
$898/mo
HOA
$384/yr
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 1994
Private pool
Gunite
2 car garage
5,568 sqft lot
Lot size
2,283 sqft
Living area

About this home

Cathedral Ceiling(s)Ceiling Fans(s)Eat-in KitchenHigh CeilingsPrimary Bedroom Main FloorSplit BedroomWalk-in Closet(s)Deed Restrictions

10618 Hatteras Dr is a 1994-built home in Palm Bay Phase 1, Tampa. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,283 square feet of living space. Listed at $654,000 (about $286/sqft), 119 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $384 annually.

From the listing

We are excited to present this Mediterranean pool home located in the gated community of Palm Bay at Bayside. This exceptional three-bedroom, two-and-a-half-bathroom residence offers a premier waterfront lifestyle with Bay and Gulf access through the community marina, providing all the benefits of a boating community. A new tile roof has just been installed in May to ensure the home's long-term condition and provide the buyer with additional peace of mind. The home features a thoughtful layout with the master suite located downstairs, boasting a garden bathtub, separate shower, and a walk-in closet with custom organizers. The interior is highlighted by a formal living room with 20-foot ceilings and designer chandeliers, complemented by custom wood stairs and wrought iron railings leading to a versatile upstairs loft. The kitchen is well-appointed with stainless steel appliances, granite countertops, and a breakfast bar that opens to the family room. Outside, the property includes a covered screened lanai, soothing waterfall pool with a beach entry, and an extended paver deck, perfect for entertaining. Notable upgrades and features include a one-year-old HVAC system and the peace of mind that the home remained high and dry following Hurricane Helena. The Palm Bay community also offers a private boat ramp, tennis courts, a playground, basketball courts, and a dog park. This is a must-see for anyone looking for high-end features and waterfront access.

The essentials

Built
1994
Price / sqft
$286
On market
193 days
Annual tax
$10,780
HOA
$384/yr
Flood zone
AE
Lot
5,568 sqft
Type
Single Family Residence

Location

10618 Hatteras Dr
Tampa, FL, 33615·33615 - Tampa / Town and Country
Type
Single Family Residence
Year Built
1994
Lot
5,568 sqft
Cooling
Central Air
Heating
Central
Parking
-
Pool
Gunite, In Ground
Days on Market
193
Cathedral Ceiling(s)
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Primary Bedroom Main Floor
Split Bedroom
Walk-in Closet(s)
Deed Restrictions
Dog Park
Gated Community - No Guard
Playground
Sidewalks
Tennis Court(s)
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer

Elementary

Bay Crest-HB

Middle

Davidsen-HB

High

Alonso-HB

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileIn a CDD (Community Development District)Flood Zone AE

Annual Tax (2025)

$10,780

Parcel #

U-33-28-17-0BL-000000-00020.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Palm Bay Phase 1

County

Hillsborough

MLS Area

33615 - Tampa / Town and Country

Lot Size

5,568 sqft

HOA
$384/yr
Cody Glass
Date
Event
Price
8/26/2026
Price change
Source: Stellar MLS #TB8481613
$654,000-0.9%
$286/sqft
Price change
Source: Stellar MLS #TB8481613
$660,000-2.2%
$289/sqft
3/2/2026
Listed for sale
Source: Stellar MLS #TB8481613
$675,000+37.8%
$296/sqft
4/1/2021
Sold
Source: Hillsborough County Public Record
$490,000
$215/sqft
Est. monthly payment$4,668/mo
Principal & interest$3,411
Property taxes$898
Insurance$327
HOA$32
Down payment20% · $130,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $654,000
$650,000 – $654,000
99.5% – 100% of listTops out right at the list price
80% of listList price
71 of the last 119 home closings in 33615 landed at this number or higher (60%). The median one sat 29 days before it went under contract, and this one is on day 193 after a $21,000 cut.

Sample: 119 closed home sales in 33615 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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