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225 N Saint Thomas Cir, Apollo Beach, FL, 33572

$139/sqft·Caribbean Isles Residential Cooperative

2 bd2 ba1,104 sqftManufactured Home
Listed by KELLER WILLIAMS SOUTH SHORE· Last updated · MLS# TB8479789

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Est. monthly payment
$1,177/mo
Down payment (20%)
$30,800
Property taxes
$55/mo
HOA
$242/mo
Rate assumed
6.8% · 30 yr
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At a glance

Manufactured home
Built 1986
Community pool
Shared amenity
6,197 sqft lot
Lot size
1,104 sqft
Living area

About this home

Ceiling Fans(s)High CeilingsPrimary Bedroom Main FloorWalk-in Closet(s)Window TreatmentsPrivate EntrancePrivate MailboxRain Gutters

225 N Saint Thomas Cir is a 1986-built home in Caribbean Isles Residential Cooperative, Apollo Beach. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,104 square feet of living space. Listed at $154,000 (about $139/sqft), 180 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $242 monthly.

From the listing

This very affordable two bedroom, two bathroom home is located in Caribbean Isles Residential Cooperative and offers the perfect setting for those beginning retirement or looking for a warm and welcoming winter retreat. With no lot rent and no CDD, and a low monthly maintenance fee, you can enjoy the comfort of ownership without the burden of high carrying costs. The primary bedroom features an ensuite bath, while a second full bathroom off the hall provides convenience for visiting family and friends. Sliding glass doors from the living room open to a fully enclosed sunporch, creating additional living space that can be used year round as a cozy den, home office, reading room, or extra sleeping area for guests. The home is partially furnished, making it easy to settle in and start enjoying the Florida lifestyle right away. Just outside the kitchen is a screened lanai, a comfortable place to enjoy your morning coffee or unwind in the evening while greeting neighbors as they stroll by on golf carts, bicycles, or walking their pets. With four miles of private roads, you can take daily walks to the clubhouse, heated pool, or lagoon park while staying active and connected. Caribbean Isles is a resident owned 55+ waterfront community designed for relaxed living, offering a clubhouse with regular social events and activities, a heated pool for year round enjoyment, shuffleboard and bocce courts, a dog park, RV and boat storage, and a private boat and kayak launch with direct access to Tampa Bay for those who enjoy time on the water. Located in Apollo Beach, the community provides convenient access to shopping, dining, medical facilities, and major highways for easy travel to Tampa, St. Petersburg, and Sarasota. This home presents an opportunity to enjoy a simpler pace, warmer winters, and a friendly, established community where neighbors become friends.

The essentials

Built
1986
Price / sqft
$139
On market
194 days
Annual tax
$663
HOA
$242/mo
Flood zone
AE
Lot
6,197 sqft
Type
Manufactured Home

Location

225 N Saint Thomas Cir
Apollo Beach, FL, 33572·33572 - Apollo Beach / Ruskin
Type
Manufactured Home
Year Built
1986
Lot
6,197 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
194
Ceiling Fans(s)
High Ceilings
Primary Bedroom Main Floor
Walk-in Closet(s)
Window Treatments
Private Entrance
Private Mailbox
Rain Gutters
Association Recreation - Owned
Buyer Approval Required
Clubhouse
Deed Restrictions
Dog Park
Gated Community - No Guard
Golf Carts OK
Park
Pool
Wheelchair Access
Street Lights
Electric Water Heater
Range
Refrigerator
Homestead exemption on fileFlood Zone AE

Annual Tax (2024)

$663

Parcel #

U-22-31-19-606-000000-00092.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Caribbean Isles Residential Cooperative

County

Hillsborough

MLS Area

33572 - Apollo Beach / Ruskin

Lot Size

6,197 sqft

HOA
$242/mo
Candis Farberov
Date
Event
Price
8/27/2026
Price change
Source: Stellar MLS #TB8479789
$154,000+3.4%
$139/sqft
3/1/2026
Listed for sale
Source: Stellar MLS #TB8479789
$149,000
$135/sqft
Est. monthly payment$1,177/mo
Principal & interest$803
Property taxes$55
Insurance$77
HOA$242
Down payment20% · $30,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

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List price: $154,000
$152,500 – $154,000
98.9% – 100% of listTops out right at the list price
80% of listList price
131 of the last 260 home closings in 33572 landed at this number or higher (50%). The median one sat 56 days before it went under contract, and this one is on day 194.

Sample: 260 closed home sales in 33572 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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