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34515 Cedarfield Dr, Dade City, FL, 33523

$134/sqft·Whispering Oaks Estates

3 bd2 ba2,462 sqft2 car garageSingle Family
Listed by COLDWELL BANKER REALTY· Last updated · MLS# TB8478415

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Est. monthly payment
$2,350/mo
Down payment (20%)
$66,000
Property taxes
$441/mo
HOA
$277/yr
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 1987
2 car garage
8,931 sqft lot
Lot size
2,462 sqft
Living area

About this home

Cathedral Ceiling(s)Ceiling Fans(s)Eat-in KitchenHigh CeilingsKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanGarden

34515 Cedarfield Dr is a 1987-built home in Whispering Oaks Estates, Dade City. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,462 square feet of living space. Listed at $330,000 (about $134/sqft), 190 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $277 annually.

From the listing

Welcome to one of the largest and most versatile floor plans in Whispering Oaks Estates! Perfectly positioned to capture peaceful pond views and a beautiful natural backdrop, this well-maintained home offers the space, comfort, and flexibility today's buyers are looking for. Step inside to soaring ceilings, abundant natural light, and an open, inviting layout designed for both everyday living and entertaining. Featuring 3 bedrooms, 2 full baths, and a spacious bonus room that can easily serve as a home office, media room, playroom, or potential 4th bedroom, this home adapts to your lifestyle. The bright and cheerful kitchen is enhanced by skylights, generous counter space, and ample cabinetry, creating a welcoming space for preparing meals and gathering with family and friends. The primary suite provides a relaxing retreat with a large walk-in closet, soaking tub, separate shower, and additional natural light from a skylight above. One of the home's standout features is the recently tiled screened lanai, where you can enjoy tranquil pond views, colorful sunsets, and the sights and sounds of nature right from your backyard. The spacious yard offers plenty of room for outdoor activities, pets, gardening, or simply enjoying the peaceful surroundings. Thoughtfully updated for comfort and peace of mind, this home includes a new A/C system, newer hurricane-impact windows, hurricane-rated sliding glass doors, and a new garage door opener. Located in the established community of Whispering Oaks Estates, residents enjoy a quiet setting while remaining conveniently close to shopping, restaurants, medical facilities, and major roadways. Positioned along the future fairway with serene pond views, this home offers a unique opportunity to purchase while the golf course is being revitalized. Buyers who get in now may benefit from renewed community interest and increased demand once the course reopens, making this not only a wonderful place to live but also an exciting opportunity for the future. If you've been searching for a move-in-ready home with room to spread out, beautiful outdoor scenery, and a location that offers both tranquility and convenience, this one deserves a place at the top of your list. Schedule your private showing today and discover why so many buyers are drawn to the charm, space, and potential of Whispering Oaks Estates.

The essentials

Built
1987
Price / sqft
$134
On market
190 days
Annual tax
$5,297
HOA
$277/yr
Flood zone
AE
Lot
8,931 sqft
Type
Single Family Residence

Location

34515 Cedarfield Dr
Dade City, FL, 33523·33523 - Dade City/Ridge Manor
Type
Single Family Residence
Year Built
1987
Lot
8,931 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
190
Cathedral Ceiling(s)
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Garden
Lighting
Association Recreation - Owned
Deed Restrictions
Golf Carts OK
Golf
Dishwasher
Disposal
Dryer
Range
Refrigerator
Washer

Elementary

Eastside Elementary School

Middle

D.S. Parrot Middle

High

Hernando High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileFlood Zone AE

Annual Tax (2025)

$5,297

Parcel #

R02-123-21-1317-0000-0660

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Whispering Oaks Estates

County

Hernando

MLS Area

33523 - Dade City/Ridge Manor

Lot Size

8,931 sqft

HOA
$277/yr
Whispering Oaks Estates
Date
Event
Price
9/11/2026
Price change
Source: Stellar MLS #TB8478415
$330,000+0.3%
$134/sqft
Price change
Source: Stellar MLS #TB8478415
$329,000-2.9%
$134/sqft
3/5/2026
Listed for sale
Source: Stellar MLS #TB8478415
$339,000+2.7%
$138/sqft
7/19/2024
Sold
Source: Hernando County Public Record
$330,000
$134/sqft
Est. monthly payment$2,351/mo
Principal & interest$1,721
Property taxes$441
Insurance$165
HOA$23
Down payment20% · $66,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $330,000
$320,000 – $330,000
96.9% – 100% of listTops out right at the list price
80% of listList price
39 of the last 76 home closings in 33523 landed at this number or higher (51%). The median one sat 75 days before it went under contract, and this one is on day 190 after a $9,000 cut.

Sample: 76 closed home sales in 33523 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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