Active
$174,900
Est. $2,092/mo

4550 Cove Cir #106, St Petersburg, FL, 33708

$159/sqft·Washington Towers The Condo

2 bd2 ba1,100 sqftCondominium
Listed by HOMESTEAD ROAD· Last updated · MLS# TB8473752

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$2,092/mo
Down payment (20%)
$34,980
Property taxes
$285/mo
HOA
$808/mo
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Condo
Built 1973
Waterfront
Bay/Harbor
1,100 sqft
Living area

About this home

Living Room/Dining Room ComboPrimary Bedroom Main FloorTray Ceiling(s)Walk-in Closet(s)Private EntranceSidewalkStorageAssociation Recreation - Owned

4550 Cove Cir #106 is a 1973-built home in Washington Towers The Condo, St Petersburg. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,100 square feet of living space. Listed at $174,900 (about $159/sqft), 200 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $808 monthly.

From the listing

***PRICED REDUCED- SELLER SAYS SELL THIS HOME***The Perfect Condo*The Perfect Location-On Boca Ciega Bay First Floor* Solid Block Construction* Water Front* Heated Pools * Gated 55+ Active Community *Minutes to the Beaches * LOW HOA includes Insurance* Come see this Beautiful 2 bedroom, 2 full bathroom Condo located in the Popular SEA TOWERS Community of St Pete. This home features a Brand New Kitchen complete with matching stainless steel appliances, custom back splash and beautiful countertops, newer ceramic plank flooring throughout, newer hurricane windows, 2 remodeled bathrooms, walk in closets, new lighting, 2025 HVAC, 2025 Water Heater, and so much more. Coming Soon.... the new marina development will provide options to rent or purchase a boat slip offering on-site access to the Gulf’s pristine waters. Location can't be BEAT- steps to a variety of dining options, shopping, nightlife, and beautiful beaches. Everything you need is conveniently located including the grocery store. This breathtaking community perfectly represents the Florida lifestyle. HOA dues were just reduced and the Milestone Inspections have been completed. This is a healthy HOA Community.

The essentials

Built
1973
Price / sqft
$159
On market
217 days
Annual tax
$3,417
HOA
$808/mo
Flood zone
AE
Lot
0.06 ac
Type
Condominium

Location

4550 Cove Cir #106
St Petersburg, FL, 33708·33708 - St Pete/Madeira Bch/N Redington Bch/Shores
Type
Condominium
Year Built
1973
Lot
0.06 ac
Cooling
Central Air
Heating
Central, Electric
Parking
Covered
Waterfront
Bay/Harbor
Days on Market
217
Living Room/Dining Room Combo
Primary Bedroom Main Floor
Tray Ceiling(s)
Walk-in Closet(s)
Private Entrance
Sidewalk
Storage
Association Recreation - Owned
Clubhouse
Community Mailbox
Gated Community - Guard
Tennis Court(s)
Dishwasher
Microwave
Range
Refrigerator
Flood Zone AE

Annual Tax (2024)

$3,417

Parcel #

03-31-15-95077-000-0106

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Washington Towers The Condo

County

Pinellas

MLS Area

33708 - St Pete/Madeira Bch/N Redington Bch/Shores

Lot Size

0.06 ac

HOA
$808/mo
Laurie Lorenz
Date
Event
Price
8/25/2026
Price change
Source: Stellar MLS #TB8473752
$174,900-2.2%
$159/sqft
—
Price change
Source: Stellar MLS #TB8473752
$178,900-8.2%
$163/sqft
2/6/2026
Listed for sale
Source: Stellar MLS #TB8473752
$194,900+59.1%
$177/sqft
6/1/2025
Sold
Source: Pinellas County Public Record
$122,500
$111/sqft
Est. monthly payment$2,092/mo
Principal & interest$912
Property taxes$285
Insurance$87
HOA$808
Down payment20% · $34,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $174,900
$170,000 – $174,900
96.6% – 100% of listTops out right at the list price
80% of listList price
45 of the last 89 condo closings in 33708 landed at this number or higher (51%). The median one sat 71 days before it went under contract, and this one is on day 217 after a $20,000 cut.

Sample: 89 closed condo sales in 33708 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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