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3939 Rudder Way, New Port Richey, FL, 34652

$460/sqft·Flor A Mar

3 bd2 ba1,577 sqft2 car garageSingle Family
Listed by KELLER WILLIAMS REALTY- PALM H· Last updated · MLS# TB8472364

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$4,522/mo
Down payment (20%)
$145,000
Property taxes
$368/mo
HOA
$125/yr
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 1977
Waterfront
Canal - Saltwater
Private pool
Heated
2 car garage
Circular Driveway
6,777 sqft lot
Lot size

About this home

Ceiling Fans(s)Eat-in KitchenKitchen/Family Room ComboL DiningLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Wood Cabinets

3939 Rudder Way is a 1977-built home in Flor A Mar, New Port Richey. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,577 square feet of living space. Listed at $725,000 (about $460/sqft), 208 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $125 annually.

From the listing

Virtually Staged. This beautifully updated Gulf Harbors waterfront home delivers the lifestyle you are searching for—direct Gulf access, a private beach, a saltwater pool, and two boat lifts. And thanks to the fully paid max tier one solar panel system, no electric bill, aside from the $34 monthly connection charge. The solar panels are only 3 years old with 20-30 years of expected life. The interior of the home was updated and remodeled in 2024. The heart of the home is a stunning kitchen designed for both everyday living and entertaining, featuring stainless steel appliances, induction cooking and convection stove and a Reverse Osmosis system all wrapped into an open, inviting layout. There is exceptional kitchen storage with 31 total cabinets and drawers. All lower cabinets in the main kitchen are full-extension drawers for easy access to pots, pans, and small appliances, a premium upgrade compared with standard base cabinets. Around the granite countertop are additional perimeter cabinets plus a full pantry with upper and lower doors providing abundant, organized storage for food, cookware, and bulk items. The primary suite is a true waterfront retreat, with sliding glass doors that open directly to the back patio. Two additional bedrooms offer flexibility for guests, home office space, or multigenerational living—one even includes separate backyard access making it the perfect office or private entrance. The second bath features a deep soaking tub. This home has major system upgrades already completed—including replumbing the whole house with PEX piping, a new AC, hybrid water heater, water softener, and a generator hookup. Outside, the Florida lifestyle truly comes alive. Enjoy a resurfaced saltwater pool with a new filter, pump, and heater. The entire backyard, pool deck and side yards have brick pavers for no maintenance living and easy entertaining. There is an updated floating dock and gangway for easy loading and disembarking when boating. The two boat lifts are accessed by two 30 foot piers. All pilings are wrapped to prevent marine borer infestation, extending structural life and improving aesthetics. One boat lift is a three year old no-maintenance 13K boat lift. The other boat lift is a 10K lbs lift that was reconditioned with new cables and motors. Both boat lifts have GEM controllers with auto-stop technology and remote operation for lifting/lowering ease making spontaneous sunset cruises effortless. The dock is equipped with power outlets, motion sensor lights and water faucets for easy boat maintenance. There are also 2 working davits for a third vessel. Residents enjoy optional HOA at just $125 annually, access to a private beach for only $200 per year, and a golf-cart-friendly atmosphere. This home features an extra deep canal on a wide waterway on the south channel and this street has underground utilities so no unsightly power lines. Rudder Way is also a dead end street, and this home is close to the end so very little car or pedestrian traffic. Just privacy and solitude. Whether you’re an experienced boater or dreaming of becoming one, this home offers direct, quick access to the Gulf, with no bridges to slow you down. Flood insurance is approximately $3,500 annually and transferable, adding peace of mind! This neighborhood is hidden, but moments from all the nearby necessities including Publix, Sams Club, and downtown New Port Richey!

The essentials

Built
1977
Price / sqft
$460
On market
219 days
Annual tax
$4,420
HOA
$125/yr
Flood zone
AE
Lot
6,777 sqft
Type
Single Family Residence

Location

3939 Rudder Way
New Port Richey, FL, 34652·34652 - New Port Richey
Type
Single Family Residence
Year Built
1977
Lot
6,777 sqft
Cooling
Central Air
Heating
Central
Parking
Circular Driveway, Driveway
Pool
Heated, In Ground, Solar Cover
Waterfront
Canal - Saltwater
Days on Market
219
Ceiling Fans(s)
Eat-in Kitchen
Kitchen/Family Room Combo
L Dining
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Wood Cabinets
Split Bedroom
Stone Counters
Thermostat
Rain Gutters
Clubhouse
Deed Restrictions
Golf Carts OK
Park
Convection Oven
Cooktop
Dishwasher
Disposal
Kitchen Reverse Osmosis System
Microwave
Refrigerator
Homestead exemption on fileFlood Zone AE

Annual Tax (2024)

$4,420

Parcel #

15-26-13-002.0-000.00-004.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Flor A Mar

County

Pasco

MLS Area

34652 - New Port Richey

Lot Size

6,777 sqft

Flood Insurance RequiredFloodZonePaved
HOA
$125/yr
Date
Event
Price
6/5/2026
Price change
Source: Stellar MLS #TB8472364
$725,000-3.3%
$460/sqft
2/4/2026
Listed for sale
Source: Stellar MLS #TB8472364
$750,000+134.4%
$476/sqft
4/22/2016
Sold
Source: Pasco County Public Record
$320,000
$203/sqft
Est. monthly payment$4,522/mo
Principal & interest$3,781
Property taxes$368
Insurance$363
HOA$10
Down payment20% · $145,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

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List price: $725,000
$715,000 – $725,000
98.5% – 100% of listTops out right at the list price
80% of listList price
88 of the last 175 home closings in 34652 landed at this number or higher (50%). The median one sat 39 days before it went under contract, and this one is on day 219 after a $25,000 cut.

Sample: 175 closed home sales in 34652 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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