Active
$177,000
Est. $1,585/mo

38429 Cottonwood Pl, Zephyrhills, FL, 33542

$192/sqft·Driftwood Zephyrhills

2 bd2 ba921 sqftCondominium
Listed by DALTON WADE INC· Last updated · MLS# TB8471535

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Est. monthly payment
$1,585/mo
Down payment (20%)
$35,400
Property taxes
$268/mo
HOA
$305/mo
Rate assumed
6.8% · 30 yr
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At a glance

Condo
Built 1989
Community pool
Shared amenity
921 sqft
Living area

About this home

Living Room/Dining Room ComboSplit BedroomSidewalkStorageBuyer Approval RequiredClubhouseCommunity MailboxGated Community - No Guard

38429 Cottonwood Pl is a 1989-built home in Driftwood Zephyrhills, Zephyrhills. Inside you'll find 2 bedrooms, 2 bathrooms, and 921 square feet of living space. Listed at $177,000 (about $192/sqft), 162 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $305 monthly.

From the listing

Step into a relaxed Florida lifestyle with this inviting 2 bedroom, 2 bathroom condo in the Driftwood 55+ community of Zephyrhills. Enjoy a bright, open layout, a Florida Room ideal for morning coffee or evening relaxation, and a peaceful setting with no rear neighbors. Select furnishings may be included, offering an easy move in opportunity for seasonal or year round living. Driftwood offers a gated community experience with a pool, clubhouse, shuffleboard courts, and an active social calendar. Condo fees include exterior maintenance, lawn care, water, sewer, trash, and community amenities. Conveniently located near shopping, dining, and local conveniences, this home is perfect for full time living or a seasonal escape.

The essentials

Built
1989
Price / sqft
$192
On market
217 days
Annual tax
$3,218
HOA
$305/mo
Flood zone
X · Low risk
Lot
1,087 sqft
Type
Condominium

Location

38429 Cottonwood Pl
Zephyrhills, FL, 33542·33542 - Zephyrhills
Type
Condominium
Year Built
1989
Lot
1,087 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
217
Living Room/Dining Room Combo
Split Bedroom
Sidewalk
Storage
Buyer Approval Required
Clubhouse
Community Mailbox
Gated Community - No Guard
Pool
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
Flood Zone x

Annual Tax (2024)

$3,218

Parcel #

02-26-21-021B-00G00-0040

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Driftwood Zephyrhills

County

Pasco

MLS Area

33542 - Zephyrhills

Lot Size

1,087 sqft

HOA
$305/mo
Cheryl
Date
Event
Price
7/18/2026
Price change
Source: Stellar MLS #TB8471535
$177,000-3.2%
$192/sqft
2/6/2026
Listed for sale
Source: Stellar MLS #TB8471535
$182,900+10.8%
$199/sqft
6/6/2023
Sold
Source: Pasco County Public Record
$165,000
$179/sqft
Est. monthly payment$1,585/mo
Principal & interest$923
Property taxes$268
Insurance$89
HOA$305
Down payment20% · $35,400
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $177,000
$177,000
99.5% – 100% of listTops out right at the list price
80% of listList price
9 of the last 13 condo closings in Zephyrhills landed at this number or higher (69%). The median one sat 73 days before it went under contract, and this one is on day 217 after a $5,900 cut.

Sample: 13 closed condo sales in Zephyrhills over the last 8 months, Stellar MLS. Widened past this ZIP to get a usable sample. A small sample in a thin market. A starting point, not a guarantee.

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