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3964 22nd Ave N, St Petersburg, FL, 33713

$244/sqft·Harshaw Lake 2

5 bd3 ba2,378 sqftSingle Family
Listed by JASON MITCHELL REAL ESTATE FLO· Last updated · MLS# TB8470340

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Est. monthly payment
$3,594/mo
Down payment (20%)
$116,000
Property taxes
$279/mo
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 1959
7,993 sqft lot
Lot size
2,378 sqft
Living area

About this home

Ceiling Fans(s)Eat-in KitchenLiving Room/Dining Room ComboSolid Wood CabinetsSplit BedroomStone CountersThermostatStorage

3964 22nd Ave N is a 1959-built home in Harshaw Lake 2, St Petersburg. Inside you'll find 5 bedrooms, 3 bathrooms, and 2,378 square feet of living space. Listed at $580,000 (about $244/sqft), 207 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Centrally located in the desirable Harshaw subdivision of North St Pete, this remodeled block home has 3 bedrooms and 1 bath in the main house plus a Studio room and an In-law Suite for a total of 5 bedrooms and 3 baths. Extra rooms are perfect for a large family, home office, or additional rental income. You will love all the upgrades in this house, including porcelain tile floors throughout, interior and exterior paint, updated bathrooms, wood kitchen cabinets with a granite countertop and glass backsplash, and newer double-pane windows. Whole-house water softener included. The huge screened-in and covered back porch is great for outdoor family fun and relaxation. The house features a shed in the backyard and is accompanied by beautiful landscaping, mature grass, and a sprinkler system. Non-Flood Zone, No HOA, No Deed restrictions. A/C & Roof replaced in 2017, new back porch in 2022. Tremendous parking availability with a new 6-inch thick heavy-duty circular driveway in 2020, and additional parking on the side of the house. The house is located in a prime location, only a few miles away from downtown St Petersburg and the Gulf Beaches. Don't miss the opportunity to call this property home. 3 apartments are currently rented, with 2 more available for higher rental income. Live in the main house and rent out the 4 apartments if you prefer. Rental income pays the mortgage.

The essentials

Built
1959
Price / sqft
$244
On market
225 days
Annual tax
$3,342
Flood zone
X · Low risk
Lot
7,993 sqft
Type
Single Family Residence

Location

3964 22nd Ave N
St Petersburg, FL, 33713·33713 - St Pete
Type
Single Family Residence
Year Built
1959
Lot
7,993 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Circular Driveway, Converted Garage, Driveway, Oversized, Parking Pad
Days on Market
225
Ceiling Fans(s)
Eat-in Kitchen
Living Room/Dining Room Combo
Solid Wood Cabinets
Split Bedroom
Stone Counters
Thermostat
Storage
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Refrigerator

Elementary

Mount Vernon Elementary-PN

Middle

Tyrone Middle-PN

High

St. Petersburg High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileFlood Zone X

Annual Tax (2025)

$3,342

Parcel #

15-31-16-37314-001-0020

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Harshaw Lake 2

County

Pinellas

MLS Area

33713 - St Pete

Lot Size

7,993 sqft

City Limits
Date
Event
Price
1/29/2026
Listed for sale
Source: Stellar MLS #TB8470340
$580,000+697.8%
$244/sqft
2/1/2018
Sold
Source: Pinellas County Public Record
$72,700
$31/sqft
Est. monthly payment$3,593/mo
Principal & interest$3,025
Property taxes$279
Insurance$290
Down payment20% · $116,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

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List price: $580,000
$575,000 – $580,000
99.5% – 100% of listTops out right at the list price
80% of listList price
115 of the last 211 home closings in 33713 landed at this number or higher (55%). The median one sat 24 days before it went under contract, and this one is on day 225.

Sample: 211 closed home sales in 33713 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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