Active
$2,895,000
Est. $19,374/mo

4054 Rocky Shores Dr, Tampa, FL, 33634

$697/sqft·Cove At Rocky Point

4 bd5 ba4,154 sqft3 car garageSingle Family
Listed by SMITH & ASSOCIATES REAL ESTATE· Last updated · MLS# TB8460255

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Est. monthly payment
$19,374/mo
Down payment (20%)
$579,000
Property taxes
$2,388/mo
HOA
$1,320/qtr
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 2020
Waterfront
Canal - Saltwater
Private pool
Heated
3 car garage
Driveway
0.38 acres
Lot size

About this home

Built-in FeaturesCeiling Fans(s)Crown MoldingEat-in KitchenHigh CeilingsKitchen/Family Room ComboLiving Room/Dining Room ComboOpen Floorplan

4054 Rocky Shores Dr is a 2020-built home in Cove At Rocky Point, Tampa. Inside you'll find 4 bedrooms, 5 bathrooms, and 4,154 square feet of living space. Listed at $2,895,000 (about $697/sqft), 224 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $1,320 quarterly.

From the listing

Experience refined waterfront living in this exceptional luxury home, where resort-style outdoor spaces, elegant interiors, and direct water access come together to create an extraordinary Tampa lifestyle. Set along the water, the property offers a private dock with a 10,000-lb boat lift, a stunning saltwater infinity-edge pool and spa, expansive outdoor entertaining areas, and beautiful water views from throughout the home. The home is built up for peace of mind and experienced no water intrusion or power outages during the 2024 hurricane season. A private Mediterranean-style courtyard welcomes you home with a serene sitting area, water feature, and ambient bistro lighting. Inside, hardwood floors and sophisticated crown molding flow throughout the first floor, creating a cohesive and elevated aesthetic. The formal dining room and family room both feature beautiful tray ceilings, while the living room showcases a gorgeous marble-faced electric fireplace and wonderful pool and water views. At the heart of the home, the chef’s kitchen is both stunning and functional, featuring marble countertops and backsplash, custom drop lighting, and a large island with bar seating and electrical outlets. Stainless steel appliances, a breakfast nook, butler’s pantry, wine refrigerator, and a spacious walk-in pantry complete this exceptional culinary space. The luxurious first-floor primary suite serves as a private retreat, enhanced by a dedicated sitting area and private access to the back patio. The spa-inspired primary bath boasts dual marble-topped vanities, a built-in makeup counter, a walk-in shower with dual showerheads, and a private water closet. Dual walk-in closets with custom closet systems offer exceptional storage and organization. Bedrooms two through four are thoughtfully designed with plush carpeting and walk-in closets, providing comfort and privacy for family and guests. Bedroom two features a private ensuite bath with a marble-topped single vanity and walk-in shower, while Bedrooms three and four share a well-appointed Jack-and-Jill bathroom. Upstairs, a versatile loft offers additional living or entertainment space, complete with a full bath and walk-in closet—ideal for guests or a secondary suite. Outdoors, the property transforms into a true waterfront oasis designed for year-round enjoyment. A covered back patio and expansive paver deck overlook the stunning saltwater infinity-edge pool and spa (2021), complemented by a pergola with gas fireplace (2021). The outdoor kitchen is fully equipped with a gas grill, mini refrigerator, range hood, and sink—perfect for entertaining. Beyond the patio, a large greenspace leads to the private dock and 10,000-lb boat lift, offering effortless access to the water. Additional features include a Ring doorbell, a three-car split garage, and a paver driveway. . Adding to its exceptional lifestyle appeal, the home is just minutes from Veterans Expressway, Tampa International Airport, International Plaza, and world-class Tampa dining, offering convenient access to everything the city has to offer while maintaining the privacy and tranquility of waterfront living. This extraordinary home delivers timeless elegance, modern comfort, resort-style amenities, and an unparalleled waterfront lifestyle.

The essentials

Built
2020
Price / sqft
$697
On market
232 days
Annual tax
$28,651
HOA
$1,320/qtr
Flood zone
AE
Lot
16,710 sqft
Type
Single Family Residence

Location

4054 Rocky Shores Dr
Tampa, FL, 33634·33634 - Tampa
Type
Single Family Residence
Year Built
2020
Lot
16,710 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener, Ground Level
Pool
Heated, In Ground, Infinity, Lighting
Waterfront
Canal - Saltwater
Days on Market
232
Built-in Features
Ceiling Fans(s)
Crown Molding
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Wood Cabinets
Split Bedroom
Stone Counters
Thermostat
Tray Ceiling(s)
Walk-in Closet(s)
Window Treatments
Awning(s)
Courtyard
Lighting
Outdoor Grill
Outdoor Kitchen
Rain Gutters
Sidewalk
Sprinkler Metered
Deed Restrictions
Gated Community - No Guard
Golf
Pool
Sidewalks
Street Lights
Bar Fridge
Built-in Oven
Convection Oven
Cooktop
Dishwasher
Disposal
Dryer
Electric Water Heater
Exhaust Fan
Microwave
Range Hood
Refrigerator
Washer
Wine Refrigerator

Elementary

Dickenson-HB

Middle

Webb-HB

High

Jefferson

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileFlood Zone AE

Annual Tax (2024)

$28,651

Parcel #

U-12-29-17-B32-000000-00013.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Cove At Rocky Point

County

Hillsborough

MLS Area

33634 - Tampa

Lot Size

16,710 sqft

Flood Insurance RequiredFloodZoneCity LimitsIn CountySidewalkPavedPrivate
HOA
$1,320/qtr
Elissa McClure
Date
Event
Price
9/3/2026
Price change
Source: Stellar MLS #TB8460255
$2,895,000-3.3%
$697/sqft
Price change
Source: Stellar MLS #TB8460255
$2,995,000-3.2%
$721/sqft
1/22/2026
Listed for sale
Source: Stellar MLS #TB8460255
$3,095,000+1161.2%
$745/sqft
8/16/2019
Sold
Source: Hillsborough County Public Record
$245,400
$59/sqft
Est. monthly payment$19,374/mo
Principal & interest$15,099
Property taxes$2,388
Insurance$1,448
HOA$440
Down payment20% · $579,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $2,895,000
$2.88M – $2.90M
99.5% – 100% of listTops out right at the list price
80% of listList price
34 of the last 51 home closings in 33634 landed at this number or higher (67%). The median one sat 15 days before it went under contract, and this one is on day 232 after a $200,000 cut.

Sample: 51 closed home sales in 33634 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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