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644 Yardarm Dr #22, Apollo Beach, FL, 33572

$344/sqft·Yardarm Condo Ph I

2 bd2 ba1,002 sqftCondominium
Listed by 27NORTH REALTY· Last updated · MLS# TB8391410

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Est. monthly payment
$2,338/mo
Down payment (20%)
$69,000
Property taxes
$366/mo
Rate assumed
6.8% · 30 yr
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At a glance

Condo
Built 1986
Waterfront
Bay/Harbor
Community pool
Shared amenity
1,002 sqft
Living area

About this home

Attic VentilatorCeiling Fans(s)Awning(s)Association Recreation - OwnedCommunity MailboxDeed RestrictionsGated Community - No GuardGolf Carts OK

644 Yardarm Dr #22 is a 1986-built home in Yardarm Condo Ph I, Apollo Beach. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,002 square feet of living space. Listed at $345,000 (about $344/sqft), 451 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

644 Yardarm Drive | Waterfront Condo 2 Beds | 2 Baths | Private Boat Dock with Lift | Gated Community | First Floor Seller contributing 1 year of HOA fees!! Welcome to 644 Yardarm Drive, a beautifully updated first-floor condo offering true waterfront living in the heart of Apollo Beach. This 2-bedroom, 2-bath home features over 1,000 square feet of living space and sits at a higher elevation—safe and dry through recent historic storms. Just steps from your back door, enjoy your own private 30’ deeded boat slip with a 6,000-pound lift on the extended Flamingo Canal, providing quick access to Tampa Bay. Inside, you’ll find a light and airy interior with beautiful tile flooring, and upgraded light fixtures. The kitchen has been reimagined with a new imported island, hardwood cabinetry, stainless steel appliances, a stand-alone icemaker. Both bathrooms were completely remodeled in 2025, updated A/C (2018), and full electrical and plumbing updates completed in 2025 add peace of mind. The screened lanai was rescreened with premium 20/20 mesh in 2024, and an extended back patio with pavers and hose bib makes the perfect grilling area while you watch for dolphins and manatees. The long driveway fits up to four cars and includes an extra guest parking space, plus overhead carport storage and attic space above the second bedroom. This friendly, gated community features a pool, tennis and basketball courts, and beautifully maintained landscaping. The HOA covers the seawall, roof, irrigation, exterior and flood insurance- helping reduce your insurance and maintenance costs. Conveniently located near Finn’s and Circles restaurants, this move-in ready condo also allows short-term rentals see HOA guidelines—making it an ideal full-time residence, seasonal getaway, or investment opportunity.

The essentials

Built
1986
Price / sqft
$344
On market
468 days
Annual tax
$4,397
Flood zone
AE
Lot
911 sqft
Type
Condominium

Location

644 Yardarm Dr #22
Apollo Beach, FL, 33572·33572 - Apollo Beach / Ruskin
Type
Condominium
Year Built
1986
Lot
911 sqft
Cooling
Central Air
Heating
Central
Parking
Covered, Driveway, Ground Level, Guest, Off Street, Open
Waterfront
Bay/Harbor, Canal - Saltwater
Days on Market
468
Attic Ventilator
Ceiling Fans(s)
Awning(s)
Association Recreation - Owned
Community Mailbox
Deed Restrictions
Gated Community - No Guard
Golf Carts OK
No Truck/Rv/Motorcycle Parking
Pool
Sidewalks
Special Community Restrictions
Tennis Court(s)
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Flood Zone AE

Annual Tax (2024)

$4,397

Parcel #

U-21-31-19-1TQ-000000-00022.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Yardarm Condo Ph I

County

Hillsborough

MLS Area

33572 - Apollo Beach / Ruskin

Lot Size

911 sqft

In CountyLandscapedNear MarinaSlopedPrivate
Date
Event
Price
8/20/2026
Price change
Source: Stellar MLS #TB8391410
$345,000-4.2%
$344/sqft
Price change
Source: Stellar MLS #TB8391410
$360,000-15.1%
$359/sqft
5/31/2025
Listed for sale
Source: Stellar MLS #TB8391410
$424,000
$423/sqft
Est. monthly payment$2,338/mo
Principal & interest$1,799
Property taxes$366
Insurance$173
Down payment20% · $69,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $345,000
$342,500 – $345,000
99.5% – 100% of listTops out right at the list price
80% of listList price
39 of the last 65 condo closings in Hillsborough County landed at this number or higher (60%). The median one sat 21 days before it went under contract, and this one is on day 468 after a $79,000 cut.

Sample: 65 closed condo sales in Hillsborough County over the last 8 months, Stellar MLS. Widened past this ZIP to get a usable sample. A starting point, not a guarantee.

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