Active
$400,000
Est. $3,412/mo

2643 St Josephs Dr W, Dunedin, FL, 34698

$330/sqft·Island Bay Twnhs Condo

2 bd2 ba1,211 sqft2 car garageTownhouse
Listed by COLDWELL BANKER REALTY· Last updated · MLS# TB8386003

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$3,412/mo
Down payment (20%)
$80,000
Property taxes
$501/mo
HOA
$625/mo
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Townhouse
Built 1986
Community pool
Shared amenity
2 car garage
0.49 acres
Lot size
1,211 sqft
Living area

About this home

Ceiling Fans(s)Solid Surface CountersSidewalkSliding DoorsDeed RestrictionsPoolDishwasherDisposal

2643 St Josephs Dr W is a 1986-built home in Island Bay Twnhs Condo, Dunedin. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,211 square feet of living space. Listed at $400,000 (about $330/sqft), 229 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $625 monthly.

From the listing

Live the Salt Life in this beautifully updated 2-bedroom, 2-bath townhome fully furnished with a garage and partial Gulf views. Enjoy tranquil water vistas and refreshing coastal breezes from the family room, primary bedroom, and private balcony. Located just steps from the Dunedin Causeway, this home offers easy access to the beach, daily sunsets, and outdoor activities. Explore nearby Honeymoon Island, the Pinellas Trail, and an array of local restaurants and shops. Downtown Dunedin is just 2 miles away by bike or car, offering even more charm and convenience. Don't miss this exceptional opportunity to own a piece of paradise in a highly sought-after coastal community. Owner will also consider leasing the unit.

The essentials

Built
1986
Price / sqft
$330
On market
484 days
Annual tax
$6,006
HOA
$625/mo
Flood zone
AE
Lot
21,308 sqft
Type
Townhouse

Location

2643 St Josephs Dr W
Dunedin, FL, 34698·34698 - Dunedin
Type
Townhouse
Year Built
1986
Lot
21,308 sqft
Cooling
Central Air
Heating
Heat Pump
Parking
-
Days on Market
484
Ceiling Fans(s)
Solid Surface Counters
Sidewalk
Sliding Doors
Deed Restrictions
Pool
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer

Elementary

San Jose Elementary-PN

Middle

Palm Harbor Middle-PN

High

Dunedin High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE

Annual Tax (2024)

$6,006

Parcel #

15-28-15-43261-000-1040

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Island Bay Twnhs Condo

County

Pinellas

MLS Area

34698 - Dunedin

Lot Size

21,308 sqft

HOA
$625/mo
REA Property Management
Date
Event
Price
5/21/2026
Price change
Source: Stellar MLS #TB8386003
$400,000-2.2%
$330/sqft
—
Price change
Source: Stellar MLS #TB8386003
$409,000-3.8%
$338/sqft
5/15/2025
Listed for sale
Source: Stellar MLS #TB8386003
$425,000+21.4%
$351/sqft
6/1/2021
Sold
Source: Pinellas County Public Record
$350,000
$289/sqft
Est. monthly payment$3,412/mo
Principal & interest$2,086
Property taxes$501
Insurance$200
HOA$625
Down payment20% · $80,000
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $400,000
$390,000 – $400,000
97.5% – 100% of listTops out right at the list price
80% of listList price
22 of the last 43 townhouse or villa closings in 34698 landed at this number or higher (51%). The median one sat 39 days before it went under contract, and this one is on day 484 after a $25,000 cut.

Sample: 43 closed townhouse or villa sales in 34698 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Keep exploring Tampa Bay

Pick up where you left off, or see what else is out there.

Homes in DunedinNew constructionBrowse all listingsWhat's my home worth?Recently soldSchedule a tour