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424 Island Cay Way, Apollo Beach, FL, 33572

$448/sqft·Island Cay

3 bd2 ba2,007 sqft2 car garageSingle Family
Listed by AGILE GROUP REALTY· Last updated · MLS# TB8370062

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Est. monthly payment
$5,422/mo
Down payment (20%)
$180,000
Property taxes
$245/mo
HOA
$400/yr
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 1996
Waterfront
Canal Front
Private pool
Gunite
2 car garage
Other
0.66 acres
Lot size

About this home

Ceiling Fans(s)Dry BarEat-in KitchenVaulted Ceiling(s)Private MailboxSliding DoorsGated Community - No GuardBuilt-in Oven

424 Island Cay Way is a 1996-built home in Island Cay, Apollo Beach. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,007 square feet of living space. Listed at $900,000 (about $448/sqft), 362 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $400 annually.

From the listing

High and Dry, NO DAMAGE from Hurricane Helene and Milton!! Exquisite waterfront living awaits you in the private gated community of Island Cay in Apollo Beach! This stunning home boasts a split floor plan with 3 bedrooms and 2 bathrooms, providing a perfect blend of comfort and style. The primary bedroom retreat is designed for ultimate comfort and convenience, featuring a spacious walk-in closet to accommodate all your wardrobe needs. Wake up to breathtaking water views right from the comfort of your bed. Unleash your culinary creativity in the spacious kitchen, which was designed for both functionality and style, featuring a generously sized island that serves as the focal point of the room. The huge island not only provides ample counter space for meal preparation but also doubles as a gathering spot for family and friends, making it the heart of your home. In addition to the impressive island, the kitchen boasts a convenient dry bar, adding an extra touch of sophistication to the space. Enjoy the ultimate outdoor oasis with a private pool, a screened-in lanai, and a boat lift as well as two additional boat slips that can be rented out, providing extra income. The home also has a two-car garage where a portion has been converted into an office which can be easily converted back if needed. Don't miss the opportunity to make this waterfront dream home yours. Schedule a viewing today and experience the luxury of coastal living at its finest! *Please note all measurements are approximate and not guaranteed, Buyer and Buyers Agent to verify*

The essentials

Built
1996
Price / sqft
$448
On market
525 days
Annual tax
$2,939
HOA
$400/yr
Flood zone
AE
Lot
28,750 sqft
Type
Single Family Residence

Location

424 Island Cay Way
Apollo Beach, FL, 33572·33572 - Apollo Beach / Ruskin
Type
Single Family Residence
Year Built
1996
Lot
28,750 sqft
Cooling
Central Air
Heating
Central
Parking
Other
Pool
Gunite, In Ground, Screen Enclosure, Tile
Waterfront
Canal Front
Days on Market
525
Ceiling Fans(s)
Dry Bar
Eat-in Kitchen
Vaulted Ceiling(s)
Private Mailbox
Sliding Doors
Gated Community - No Guard
Built-in Oven
Cooktop
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Refrigerator
Washer

Elementary

Apollo Beach-HB

High

Lennard-HB

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileFlood Zone AE

Annual Tax (2024)

$2,939

Parcel #

U-22-31-19-1TV-000000-00006.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Island Cay

County

Hillsborough

MLS Area

33572 - Apollo Beach / Ruskin

Lot Size

28,750 sqft

Flood Insurance RequiredFloodZoneOversized LotPavedPrivate
HOA
$400/yr
Tom or Stacy Vojic
Date
Event
Price
2/24/2026
Price change
Source: Stellar MLS #TB8370062
$900,000-5.3%
$448/sqft
Price change
Source: Stellar MLS #TB8370062
$950,000-13.6%
$473/sqft
4/4/2025
Listed for sale
Source: Stellar MLS #TB8370062
$1,100,000
$548/sqft
Est. monthly payment$5,422/mo
Principal & interest$4,694
Property taxes$245
Insurance$450
HOA$33
Down payment20% · $180,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $900,000
$890,000 – $900,000
98.9% – 100% of listTops out right at the list price
80% of listList price
131 of the last 261 home closings in 33572 landed at this number or higher (50%). The median one sat 56 days before it went under contract, and this one is on day 525 after a $200,000 cut.

Sample: 261 closed home sales in 33572 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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