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1109 Belcher Rd, Palm Harbor, FL, 34683

$250/sqft·Sutherland Town Of

5 bd4 ba3,196 sqftSingle Family
Listed by ABI ROAD REALTY LLC· Last updated · MLS# T3551452

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Est. monthly payment
$5,273/mo
Down payment (20%)
$159,800
Property taxes
$706/mo
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 1905
1.02 acres
Lot size
3,196 sqft
Living area

About this home

Ceiling Fans(s)Crown MoldingPrimary Bedroom Main FloorFrench DoorsPrivate MailboxSidewalkDishwasherDisposal

1109 Belcher Rd is a 1905-built home in Sutherland Town Of, Palm Harbor. Inside you'll find 5 bedrooms, 4 bathrooms, and 3,196 square feet of living space. Listed at $799,000 (about $250/sqft), 656 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Property is located in unincorporated Pinellas County, current zoning allows certain business uses. Historical property right near the heart of downtown Palm Harbor. This home is on a 1 acre MOL lot. The 3,196 sqft residence offers a perfect setting for both residential and commercial use. As you arrive you will see a wrap-around porch in the front, there are hooks ready for porch swings to be placed. When you step inside you will notice the layout has optimal use for however you chose to use the space - office, play rooms, living room, gym etc. The primary bedroom on the first floor has french doors to enter, through those doors is a large space aside from the bedroom that can be used as an extra space for an office, storage, etc. With a full private bathroom attached. The kitchen has recent updates and offers seamless access to the large deck in the backyard that is perfect for any outdoor activities such as relaxation, gatherings, bon fires, gardening etc. Attached to the kitchen is the laundry room leading into bathroom for easy access from the backyard and kitchen. Spacious formal dining area between the kitchen and living room. Upstairs, you’ll find three spacious bedrooms, each providing lots of comfort for family and guests. Whether you envision it as your forever home or a unique commercial space, this property stands out with its versatile layout and prime location. Large 1 acre lot offers plenty of room for expansion and growth. Plenty of room for parking, a pool, multi-car garage, etc. Roof was replaced 7/2016 with peel & stick underlayment.

The essentials

Built
1905
Price / sqft
$250
On market
747 days
Annual tax
$8,474
Flood zone
X · Low risk
Lot
44,231 sqft
Type
Single Family Residence

Location

1109 Belcher Rd
Palm Harbor, FL, 34683·34683 - Palm Harbor
Type
Single Family Residence
Year Built
1905
Lot
44,231 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
747
Ceiling Fans(s)
Crown Molding
Primary Bedroom Main Floor
French Doors
Private Mailbox
Sidewalk
Dishwasher
Disposal
Microwave
Range
Refrigerator

Elementary

Highland Lakes Elementary-PN

Middle

Palm Harbor Middle-PN

High

Palm Harbor Univ High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X

Annual Tax (2023)

$8,474

Parcel #

01-28-15-88560-076-0004

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Sutherland Town Of

County

Pinellas

MLS Area

34683 - Palm Harbor

Lot Size

44,231 sqft

Date
Event
Price
3/24/2026
Price change
Source: Stellar MLS #T3551452
$799,000-10.7%
$250/sqft
Price change
Source: Stellar MLS #T3551452
$894,900-18.6%
$280/sqft
8/25/2024
Listed for sale
Source: Stellar MLS #T3551452
$1,100,000+653.4%
$344/sqft
5/1/2016
Sold
Source: Pinellas County Public Record
$146,000
$46/sqft
Est. monthly payment$5,273/mo
Principal & interest$4,167
Property taxes$706
Insurance$400
Down payment20% · $159,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $799,000
$790,000 – $799,000
98.7% – 100% of listTops out right at the list price
80% of listList price
63 of the last 124 home closings in 34683 landed at this number or higher (51%). The median one sat 26 days before it went under contract, and this one is on day 747 after a $301,000 cut.

Sample: 124 closed home sales in 34683 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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