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2107 Pine Ter, Sarasota, FL, 34231

$360/sqft·Harbor Oaks

4 bd3 ba2,016 sqftSingle Family
Listed by DREAMPRENEURS LLC· Last updated · MLS# S5147369

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Est. monthly payment
$4,562/mo
Down payment (20%)
$145,000
Property taxes
$418/mo
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 1959
10,048 sqft lot
Lot size
2,016 sqft
Living area

About this home

Living Room/Dining Room ComboWalk-in Closet(s)Rain GuttersCooktopDishwasherDisposalDryerMicrowave

2107 Pine Ter is a 1959-built home in Harbor Oaks, Sarasota. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,016 square feet of living space. Listed at $725,000 (about $360/sqft), 53 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Fully furnished with a full price... Stunning Turn-Key Dual-Unit Income Property | Fully Renovated Top to Bottom | Prime Sarasota Location This meticulously renovated single-family residence with 4 bedrooms and 3 bathrooms has been completely transformed into a modern, income-producing gem on a spacious 10,048 sq ft lot (approx. 0.23 acres). The property features extensive updates throughout, including brand-new plumbing, electrical, roof, and air conditioning systems. The interior has been beautifully refreshed with a renovated kitchen featuring granite countertops, new cabinets, and an open-concept design, along with tile flooring throughout and fully renovated bathrooms. The exterior boasts fresh stucco paint for enhanced curb appeal. The interior floor plan has been thoughtfully reconfigured to include a completely independent studio unit with its own private entrance, full kitchenette, dedicated washer and dryer, and complete autonomy — ideal for multi-generational living, guests, or maximizing rental income. Both units are beautifully furnished and move-in ready, making this a true turn-key opportunity. Each unit enjoys its own private backyard space, while the generous lot size offers plenty of room to add a pool in the backyard if desired. The property also provides ample parking for multiple vehicles. Perfect for investors or owner-occupants seeking strong short- and mid-term rental performance, this home comes with proven rental records available upon request. The thoughtful design provides privacy and functionality for both living spaces. This fully renovated property offers unbeatable central Sarasota location — just minutes to Siesta Key Beach, downtown Sarasota, and surrounded by an abundance of restaurants, shopping, and entertainment options. Whether you're looking for a low-maintenance primary residence with income potential or a high-performing investment property, this fully updated and furnished dual-unit home delivers exceptional value in one of Sarasota’s most convenient and desirable neighborhoods. Don’t miss this rare opportunity — schedule your showing today!

The essentials

Built
1959
Price / sqft
$360
On market
156 days
Annual tax
$5,021
Flood zone
X · Low risk
Lot
10,048 sqft
Type
Single Family Residence

Location

2107 Pine Ter
Sarasota, FL, 34231·34231 - Sarasota/Gulf Gate Branch
Type
Single Family Residence
Year Built
1959
Lot
10,048 sqft
Cooling
Central Air, Mini-Split Unit(s)
Heating
Central, Ductless
Parking
Driveway, Open, Oversized
Days on Market
156
Living Room/Dining Room Combo
Walk-in Closet(s)
Rain Gutters
Cooktop
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator
Tankless Water Heater
Washer

Elementary

Phillippi Shores Elementary

Middle

Brookside Middle

High

Riverview High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X

Annual Tax (2025)

$5,021

Parcel #

0075050009

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Harbor Oaks

County

Sarasota

MLS Area

34231 - Sarasota/Gulf Gate Branch

Lot Size

10,048 sqft

Date
Event
Price
6/4/2026
Price change
Source: Stellar MLS #S5147369
$725,000-2.7%
$360/sqft
Price change
Source: Stellar MLS #S5147369
$745,000-3.2%
$370/sqft
4/8/2026
Listed for sale
Source: Stellar MLS #S5147369
$770,000
$382/sqft
Est. monthly payment$4,562/mo
Principal & interest$3,781
Property taxes$418
Insurance$363
Down payment20% · $145,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

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List price: $725,000
$700,000 – $725,000
96.5% – 100% of listTops out right at the list price
80% of listList price
66 of the last 131 home closings in 34231 landed at this number or higher (50%). The median one sat 47 days before it went under contract, and this one is on day 156 after a $45,000 cut.

Sample: 131 closed home sales in 34231 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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