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11481 Memorial Dr, Brooksville, FL, 34613

$180/sqft·Waterford

4 bd2 ba1,665 sqft2 car garageSingle Family
Listed by DR HORTON REALTY OF WEST CENTRAL FLORIDA· Last updated · MLS# OM729542

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$2,111/mo
Down payment (20%)
$59,998
Property taxes
$0/mo
HOA
$100/yr
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 2026
2 car garage
4,800 sqft lot
Lot size
1,665 sqft
Living area
Brand new
Built 2026

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
WATERFORD
Type
Single Family Residence

True monthly carry

HOA
~$8/mo
CDD bond
Yes — typically $1,500–$3,500/yr
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.

About this home

Open FloorplanDishwasherDryerMicrowaveRangeRefrigeratorWasher

11481 Memorial Dr is a 2026-built home in Waterford, Brooksville. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,665 square feet of living space. Listed at $299,990 (about $180/sqft), 32 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $100 annually.

From the listing

Virtually Staged. Under Construction. Welcome inside the Harper, a single-story, four bedroom and two bathroom home, offering 1,665 square feet of luxurious living space. The open-concept layout seamlessly connects the living room, dining area, and kitchen, creating a perfect space for entertaining with family and friends. With ample room for seating, it's an ideal spot for relaxation and gatherings. The kitchen features quartz countertops, stainless steel appliances, and a kitchen island. Whether you're preparing a casual meal or hosting a formal dinner, this kitchen is well-equipped to meet your culinary needs. The primary suite features a private ensuite bathroom with a double vanity and spacious walk-in closet. The remaining three bedrooms share a bathroom, and have carpeted floors and closets in each room. The Harper also includes a two-car garage and dedicated laundry room with a washer and dryer hookup. The Harper is complete with a state-of-the-art smart home system. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. CRC057592

The essentials

Built
2026
Price / sqft
$180
On market
42 days
Annual tax
$0
HOA
$100/yr
Flood zone
X · Low risk
Lot
4,800 sqft
Type
Single Family Residence

Location

11481 Memorial Dr
Brooksville, FL, 34613·34613 - Brooksville/Spring Hill/Weeki Wachee
Type
Single Family Residence
Year Built
2026
Lot
4,800 sqft
Cooling
Central Air
Heating
Electric, Heat Pump
Parking
-
Days on Market
42
Open Floorplan
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer

Elementary

Pine Grove Elementary School

Middle

West Hernando Middle School

High

Central High School

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District)Flood Zone x

Annual Tax (2025)

$0

Parcel #

R30 222 18 3783 0000 2080

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Waterford

County

Hernando

MLS Area

34613 - Brooksville/Spring Hill/Weeki Wachee

Lot Size

4,800 sqft

HOA
$100/yr
Rizzetta and Company
Date
Event
Price
9/1/2026
Price change
Source: Stellar MLS #OM729542
$299,990-0.7%
$180/sqft
7/31/2026
Listed for sale
Source: Stellar MLS #OM729542
$302,070-95.6%
$181/sqft
5/19/2025
Sold
Source: Hernando County Public Record
$6,854,600
$4,117/sqft
Est. monthly payment$2,110/mo
Principal & interest$1,565
Property taxes$387
Insurance$150
HOA$8
Down payment20% · $59,998
Interest rate6.80%
Loan term

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Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $299,990
$295,000 – $299,990
98.3% – 100% of listTops out right at the list price
80% of listList price
103 of the last 205 home closings in 34613 landed at this number or higher (50%). The median one sat 63 days before it went under contract, and this one is on day 42 after a $2,080 cut.

Sample: 205 closed home sales in 34613 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

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