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2051 23rd St SW, Largo, FL, 33774

$316/sqft·Gulf Terrace 1st

3 bd2 ba980 sqft1 car garageSingle Family
Listed by MARK SPAIN REAL ESTATE· Last updated · MLS# O6437811

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Est. monthly payment
$1,987/mo
Down payment (20%)
$62,000
Property taxes
$215/mo
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Single family
Built 1972
1 car garage
6,299 sqft lot
Lot size
980 sqft
Living area

About this home

Ceiling Fans(s)SidewalkCooktopDishwasherMicrowaveRefrigerator

2051 23rd St SW is a 1972-built home in Gulf Terrace 1st Add, Largo. Inside you'll find 3 bedrooms, 2 bathrooms, and 980 square feet of living space. Listed at $310,000 (about $316/sqft), 2 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Virtually Staged. Discover this charming 3-bedroom, 1.5-bath home nestled in the heart of Largo, offering the perfect blend of comfort, convenience, and Florida lifestyle. Step inside to find a bright, open kitchen featuring abundant cabinetry and sleek stainless steel appliances, ideal for everyday living and effortless entertaining. A one-car garage provides great storage and functionality, while the fully fenced backyard creates a private outdoor retreat perfect for pets, play, or weekend gatherings. Located just 15 minutes from the sugar-sand shores of Indian Rocks Beach and surrounded by beautiful parks, recreation, and local amenities, this home delivers the best of coastal living with everyday convenience. Opportunities like this don’t last—make your move before this one slips away.

The essentials

Built
1972
Price / sqft
$316
On market
11 days
Annual tax
$2,579
Flood zone
X · Low risk
Lot
6,299 sqft
Type
Single Family Residence

Location

2051 23rd St SW
Largo, FL, 33774·33774 - Largo
Type
Single Family Residence
Year Built
1972
Lot
6,299 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
11
Ceiling Fans(s)
Sidewalk
Cooktop
Dishwasher
Microwave
Refrigerator
Flood Zone X

Annual Tax (2025)

$2,579

Parcel #

04-30-15-34526-000-0300

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Gulf Terrace 1st Add

County

Pinellas

MLS Area

33774 - Largo

Lot Size

6,299 sqft

Date
Event
Price
8/31/2026
Listed for sale
Source: Stellar MLS #O6437811
$310,000-3.1%
$316/sqft
7/1/2026
Sold
Source: Pinellas County Public Record
$320,000
$327/sqft
Est. monthly payment$1,987/mo
Principal & interest$1,617
Property taxes$215
Insurance$155
Down payment20% · $62,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $310,000
$305,000 – $310,000
98.6% – 100% of listTops out right at the list price
80% of listList price
38 of the last 75 home closings in 33774 landed at this number or higher (51%). The median one sat 25 days before it went under contract, and this one is on day 11.

Sample: 75 closed home sales in 33774 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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