Active
$469,900
Est. $3,587/mo

19431 Sandy Springs Cir, Lutz, FL, 33558

$206/sqft·Heritage Harbor Ph 2c

3 bd3 ba2,284 sqft2 car garageSingle Family
Listed by ENTERA REALTY LLC· Last updated · MLS# O6436646

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Est. monthly payment
$3,587/mo
Down payment (20%)
$93,980
Property taxes
$776/mo
HOA
$1,500/yr
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Single family
Built 2001
2 car garage
5,956 sqft lot
Lot size
2,284 sqft
Living area

About this home

Ceiling Fans(s)Open FloorplanPrimarybedroom UpstairsThermostatLightingPrivate MailboxRain GuttersSidewalk

19431 Sandy Springs Cir is a 2001-built home in Heritage Harbor Ph 2c, Lutz. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,284 square feet of living space. Listed at $469,900 (about $206/sqft), 1 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $1,500 annually.

From the listing

This 3-bedroom, 2.5-bathroom two-story home is in move-in ready condition, complete with an attached 2-car garage and situated in a desirable golf course community. The interior features durable tile and laminate flooring throughout the main living areas and a functional kitchen with appliances in good working condition. Living extends seamlessly outdoors to a big covered patio and a spacious backyard, creating an excellent setting for outdoor dining, entertaining, or quiet relaxation. Turnkey and well-maintained, this property combines everyday comfort, practical storage, and a prime neighborhood setting.

The essentials

Built
2001
Price / sqft
$206
On market
10 days
Annual tax
$9,311
HOA
$1,500/yr
Flood zone
X · Low risk
Lot
5,956 sqft
Type
Single Family Residence

Location

19431 Sandy Springs Cir
Lutz, FL, 33558·33558 - Lutz
Type
Single Family Residence
Year Built
2001
Lot
5,956 sqft
Cooling
Central Air
Heating
Central, Natural Gas
Parking
-
Days on Market
10
Ceiling Fans(s)
Open Floorplan
Primarybedroom Upstairs
Thermostat
Lighting
Private Mailbox
Rain Gutters
Sidewalk
Dishwasher
Disposal
Microwave
Refrigerator

Elementary

McKitrick-HB

Middle

Martinez-HB

High

Steinbrenner High School

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District)Flood Zone X

Annual Tax (2025)

$9,311

Parcel #

U-04-27-18-5FQ-000013-00054.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Heritage Harbor Ph 2c

County

Hillsborough

MLS Area

33558 - Lutz

Lot Size

5,956 sqft

SidewalkPaved
HOA
$1,500/yr
Heritage Harbor Master Association
Date
Event
Price
9/1/2026
Listed for sale
Source: Stellar MLS #O6436646
$469,900
$206/sqft
Est. monthly payment$3,587/mo
Principal & interest$2,451
Property taxes$776
Insurance$235
HOA$125
Down payment20% · $93,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $469,900
$467,500 – $469,900
99.5% – 100% of listTops out right at the list price
80% of listList price
66 of the last 127 home closings in 33558 landed at this number or higher (52%). The median one sat 21 days before it went under contract, and this one is on day 10.

Sample: 127 closed home sales in 33558 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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