Active
$475,000
Est. $3,606/mo

5406 Sandy Shell Dr, Apollo Beach, FL, 33572

$198/sqft·Harbour Isles Ph 1

3 bd2 ba2,402 sqft2 car garageSingle Family
Listed by MONTESOL REALTY, INC.· Last updated · MLS# O6436354

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Est. monthly payment
$3,606/mo
Down payment (20%)
$95,000
Property taxes
$881/mo
HOA
$120/yr
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 2012
2 car garage
10,483 sqft lot
Lot size
2,402 sqft
Living area

About this home

Sprinkler Metered

5406 Sandy Shell Dr is a 2012-built home in Harbour Isles Ph 1, Apollo Beach. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,402 square feet of living space. Listed at $475,000 (about $198/sqft), 1 days on market. Flood zone X500* - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $120 annually.

From the listing

Beautiful 3-bedroom, 2-bathroom home in the desirable Harbour Isles community, featuring a spacious 2-car garage and a stunning lake view. Enjoy an open and functional layout with plenty of natural light and comfortable living spaces. The property offers a peaceful waterfront setting and a great opportunity to enjoy the Florida lifestyle. Conveniently located near shopping, dining, schools, parks, and major highways. Don't miss this opportunity to make this beautiful property your new home!

The essentials

Built
2012
Price / sqft
$198
On market
9 days
Annual tax
$10,572
HOA
$120/yr
Flood zone
X500* · Low risk
Lot
10,483 sqft
Type
Single Family Residence

Location

5406 Sandy Shell Dr
Apollo Beach, FL, 33572·33572 - Apollo Beach / Ruskin
Type
Single Family Residence
Year Built
2012
Lot
10,483 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
9
Sprinkler Metered
Flood Zone X500*

Annual Tax (2025)

$10,572

Parcel #

U-33-31-19-81P-000002-00003.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Harbour Isles Ph 1

County

Hillsborough

MLS Area

33572 - Apollo Beach / Ruskin

Lot Size

10,483 sqft

HOA
$120/yr
HARBOUR ISLES
Date
Event
Price
9/2/2026
Listed for sale
Source: Stellar MLS #O6436354
$475,000+106.6%
$198/sqft
7/29/2015
Sold
Source: Hillsborough County Public Record
$229,900
$96/sqft
Est. monthly payment$3,606/mo
Principal & interest$2,477
Property taxes$881
Insurance$238
HOA$10
Down payment20% · $95,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

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List price: $475,000
$470,000 – $475,000
98.9% – 100% of listTops out right at the list price
80% of listList price
131 of the last 260 home closings in 33572 landed at this number or higher (50%). The median one sat 56 days before it went under contract, and this one is on day 9.

Sample: 260 closed home sales in 33572 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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