Active
$269,900
Est. $2,091/mo

13157 Thoroughbred Loop, Largo, FL, 33773

$212/sqft·Cumberland Trace

2 bd2 ba1,271 sqft1 car garageTownhouse
Listed by MAINSTAY BROKERAGE LLC· Last updated · MLS# O6431204

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Est. monthly payment
$2,091/mo
Down payment (20%)
$53,980
Property taxes
$373/mo
HOA
$175/mo
Rate assumed
6.8% · 30 yr
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At a glance

Townhouse
Built 2004
Community pool
Fitness center too
1 car garage
1,146 sqft lot
Lot size
1,271 sqft
Living area

About this home

Eat-in KitchenHigh CeilingsKitchen/Family Room ComboOpen FloorplanGardenDeed RestrictionsFitness CenterGated Community - No Guard

13157 Thoroughbred Loop is a 2004-built home in Cumberland Trace, Largo. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,271 square feet of living space. Listed at $269,900 (about $212/sqft), 1 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $175 monthly.

From the listing

Virtually Staged. Welcome to this well-maintained townhome located in the desirable Cumberland Trace community. This home features a functional layout with comfortable living spaces designed for everyday convenience. The interior offers a welcoming living area, a well-appointed kitchen, and bedrooms that provide privacy and flexibility for various needs, including a primary retreat, guest accommodations, home office, or personal space. Enjoy the benefits of community amenities, including a pool, clubhouse, fitness center, and maintained common areas. Conveniently located near shopping, dining, parks, beaches, and major roadways, this home offers a great combination of comfort, location, and low-maintenance living.

The essentials

Built
2004
Price / sqft
$212
On market
36 days
Annual tax
$4,478
HOA
$175/mo
Flood zone
X · Low risk
Lot
1,146 sqft
Type
Townhouse

Location

13157 Thoroughbred Loop
Largo, FL, 33773·33773 - Largo
Type
Townhouse
Year Built
2004
Lot
1,146 sqft
Cooling
Other
Heating
Other
Parking
-
Days on Market
36
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Garden
Deed Restrictions
Fitness Center
Gated Community - No Guard
Pool
Dishwasher
Microwave
Range
Refrigerator

Elementary

Walsingham Elementary-PN

Middle

Osceola Middle-PN

High

Pinellas Park High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileFlood Zone X

Annual Tax (2025)

$4,478

Parcel #

12-30-15-20070-014-0020

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Cumberland Trace

County

Pinellas

MLS Area

33773 - Largo

Lot Size

1,146 sqft

LandscapedLevel
HOA
$175/mo
Cumberland Trace Homeowners Association
Date
Event
Price
8/6/2026
Listed for sale
Source: Stellar MLS #O6431204
$269,900
$212/sqft
Est. monthly payment$2,091/mo
Principal & interest$1,408
Property taxes$373
Insurance$135
HOA$175
Down payment20% · $53,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $269,900
$265,000 – $269,900
97.8% – 100% of listTops out right at the list price
80% of listList price
21 of the last 41 townhouse or villa closings in Largo landed at this number or higher (51%). The median one sat 48 days before it went under contract, and this one is on day 36.

Sample: 41 closed townhouse or villa sales in Largo over the last 8 months, Stellar MLS. Widened past this ZIP to get a usable sample. A starting point, not a guarantee.

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