Active
$320,000
Est. $2,406/mo

39693 Harvest Creek Ln, Zephyrhills, FL, 33540

$167/sqft·Hidden River Ph 2

4 bd2 ba1,918 sqft2 car garageSingle Family
Listed by OPENDOOR BROKERAGE LLC· Last updated · MLS# O6430369

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Est. monthly payment
$2,406/mo
Down payment (20%)
$64,000
Property taxes
$440/mo
HOA
$412/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Single family
Built 2021
2 car garage
Driveway
7,902 sqft lot
Lot size
1,918 sqft
Living area

About this home

Ceiling Fans(s)Primary Bedroom Main FloorDishwasherMicrowave

39693 Harvest Creek Ln is a 2021-built home in Hidden River Ph 2, Zephyrhills. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,918 square feet of living space. Listed at $320,000 (about $167/sqft), 16 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $412 quarterly.

From the listing

Virtually Staged. 39693 Harvest Creek Ln is a one-story Zephyrhills home built in 2021. The kitchen features dark cabinetry, granite countertops, a center island, tile flooring, and appliances that support everyday cooking and prep. An open great room flows from the kitchen with tile floors and sliding-door access to the backyard. The primary bedroom includes a walk-in closet with built-in shelving for storage and organization and connects to a full bathroom with a double vanity and a walk-in shower, while additional bedrooms share a second full bathroom with a tub and shower combination. A fully fenced backyard and a two-car attached garage complete this well-maintained residence with practical amenities throughout every room.. Included 100-Day Home Warranty with buyer activation

The essentials

Built
2021
Price / sqft
$167
On market
39 days
Annual tax
$5,280
HOA
$412/qtr
Flood zone
X · Low risk
Lot
7,902 sqft
Type
Single Family Residence

Location

39693 Harvest Creek Ln
Zephyrhills, FL, 33540·33540 - Zephyrhills
Type
Single Family Residence
Year Built
2021
Lot
7,902 sqft
Cooling
None
Heating
Central
Parking
Driveway, Tandem
Days on Market
39
Ceiling Fans(s)
Primary Bedroom Main Floor
Dishwasher
Microwave
Flood Zone X

Annual Tax (2025)

$5,280

Parcel #

21-26-24-011.0-000.00-229.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Hidden River Ph 2

County

Pasco

MLS Area

33540 - Zephyrhills

Lot Size

7,902 sqft

HOA
$412/qtr
The Melrose Management Partnership
Date
Event
Price
8/20/2026
Price change
Source: Stellar MLS #O6430369
$320,000-1.5%
$167/sqft
8/3/2026
Listed for sale
Source: Stellar MLS #O6430369
$325,000+5.1%
$169/sqft
7/22/2026
Sold
Source: Pasco County Public Record
$309,200
$161/sqft
Est. monthly payment$2,406/mo
Principal & interest$1,669
Property taxes$440
Insurance$160
HOA$137
Down payment20% · $64,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $320,000
$317,500 – $320,000
99.5% – 100% of listTops out right at the list price
80% of listList price
55 of the last 85 home closings in 33540 landed at this number or higher (65%). The median one sat 28 days before it went under contract, and this one is on day 39 after a $5,000 cut.

Sample: 85 closed home sales in 33540 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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