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1765 Hummingbird Rd, Winter Haven, FL, 33884

$181/sqft·Harmony On Lake Eloise

4 bd2 ba1,828 sqft2 car garageSingle Family
Listed by DR HORTON REALTY OF CENTRAL FLORIDA LLC· Last updated · MLS# O6427981

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$2,133/mo
Down payment (20%)
$65,998
Property taxes
$217/mo
HOA
$30/mo
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Single family
Built 2026
Community pool
Shared amenity
2 car garage
6,098 sqft lot
Lot size
1,828 sqft
Living area

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
HARMONY ON LAKE ELOISE
Type
Single Family Residence

True monthly carry

HOA
~$30/mo
CDD bond
Yes — typically $1,500–$3,500/yr
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.

About this home

Open FloorplanSmart HomeSolid Surface CountersThermostatWalk-in Closet(s)SidewalkSliding DoorsClubhouse

1765 Hummingbird Rd is a 2026-built home in Harmony On Lake Eloise, Winter Haven. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,828 square feet of living space. Listed at $329,990 (about $181/sqft), 1 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $30 monthly.

From the listing

Under Construction. Introducing the Cali floorplan at Harmony at Lake Eloise, in Winter Haven, Florida, where every square foot is put to use with sophistication and comfort. Inside this 4-bedroom, 2-bathroom home, you’ll find 1,828 square feet of comfortable living. This meticulously designed residence combines modern convenience with timeless elegance, showcasing quartz counters and luxury vinyl plank floors throughout. As you step inside, you are greeted by an inviting foyer that leads you into the heart of the home. The open-concept layout seamlessly connects the living room, dining area, and kitchen, creating a perfect space for entertaining family and friends. The spacious living room features abundant natural light, thanks to large windows that provide picturesque views of the surrounding landscape. With ample room for seating, it's an ideal spot for relaxation and gatherings. The kitchen is a true highlight, including quartz countertops, sleek stainless-steel appliances, a walk-in pantry and an oversized island with a breakfast bar. Whether you're preparing a casual meal or hosting a formal dinner, this kitchen is well-equipped to meet your culinary needs. The four generously sized bedrooms offer flexibility for various lifestyles. The primary suite located in the rear of the home is a tranquil retreat, featuring a private ensuite bathroom with dual sinks, a separate shower, and a walk-in closet. The remaining three bedrooms share one well-appointed bathroom, making morning routines a breeze. Laundry won't be a chore with its dedicated space convenient to all bedrooms. Like all homes in Harmony at Lake Eloise, the Cali includes smart home technology, which allows you to control your home anytime with your smart device while near or away. Whether you're seeking a peaceful family retreat or a stylish place to call your own, this home is sure to meet your every need. Contact us today and find your home at Harmony at Lake Eloise. *Photos are of similar model but not that of the exact house. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability, and amenities are subject to change and prior sale at any time without notice or obligation. Please note that no representations or warranties are made regarding school districts or school assignments; you should conduct your own investigation regarding current and future schools and school boundaries.*

The essentials

Built
2026
Price / sqft
$181
On market
49 days
Annual tax
$2,606
HOA
$30/mo
Flood zone
X · Low risk
Lot
6,098 sqft
Type
Single Family Residence

Location

1765 Hummingbird Rd
Winter Haven, FL, 33884·33884 - Winter Haven / Cypress Gardens
Type
Single Family Residence
Year Built
2026
Lot
6,098 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
49
Open Floorplan
Smart Home
Solid Surface Counters
Thermostat
Walk-in Closet(s)
Sidewalk
Sliding Doors
Clubhouse
Playground
Pool
Sidewalks
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer

Elementary

John Snively Elem

Middle

Denison Middle

High

Lake Region High

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District)Flood Zone X

Annual Tax (2025)

$2,606

Parcel #

26-29-04-664017-001860

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Harmony On Lake Eloise

County

Polk

MLS Area

33884 - Winter Haven / Cypress Gardens

Lot Size

6,098 sqft

SidewalkPaved
HOA
$30/mo
Leland Management Denise Plavetzky
Date
Event
Price
7/24/2026
Listed for sale
Source: Stellar MLS #O6427981
$329,990
$181/sqft
Est. monthly payment$2,133/mo
Principal & interest$1,721
Property taxes$217
Insurance$165
HOA$30
Down payment20% · $65,998
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $329,990
$327,500 – $329,990
99.5% – 100% of listTops out right at the list price
80% of listList price
156 of the last 247 home closings in 33884 landed at this number or higher (63%). The median one sat 39 days before it went under contract, and this one is on day 49.

Sample: 247 closed home sales in 33884 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

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