Active
$422,000
Est. $3,070/mo

2026 Heartland Cir, Valrico, FL, 33594

$155/sqft·Oaks At Valrico Ph 2

4 bd4 ba2,714 sqft2 car garageSingle Family
Listed by EVERYSTATE INC.· Last updated · MLS# O6427354

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Est. monthly payment
$3,070/mo
Down payment (20%)
$84,400
Property taxes
$598/mo
HOA
$60/mo
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Single family
Built 2005
2 car garage
8,400 sqft lot
Lot size
2,714 sqft
Living area

About this home

DishwasherMicrowaveRangeRefrigerator

2026 Heartland Cir is a 2005-built home in Oaks At Valrico Ph 2, Valrico. Inside you'll find 4 bedrooms, 4 bathrooms, and 2,714 square feet of living space. Listed at $422,000 (about $155/sqft), 29 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $60 monthly.

From the listing

Charm and curb appeal abound with this Valrico home! Step inside the inviting foyer and into the well-appointed living room, positioned at the center of the main level. The kitchen boasts stainless steel appliances, hard surface countertops, ample storage and a breakfast nook. On the second story you'll find the primary suite and three secondary bedrooms along with the home's laundry room. Come and see for yourself the possibilities that this home has to offer!

The essentials

Built
2005
Price / sqft
$155
On market
52 days
Annual tax
$7,174
HOA
$60/mo
Flood zone
X · Low risk
Lot
8,400 sqft
Type
Single Family Residence

Location

2026 Heartland Cir
Valrico, FL, 33594·33594 - Valrico
Type
Single Family Residence
Year Built
2005
Lot
8,400 sqft
Cooling
Other
Heating
Other
Parking
-
Days on Market
52
Dishwasher
Microwave
Range
Refrigerator
Flood Zone X

Annual Tax (2025)

$7,174

Parcel #

U-13-29-20-76L-000002-00029.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Oaks At Valrico Ph 2

County

Hillsborough

MLS Area

33594 - Valrico

Lot Size

8,400 sqft

HOA
$60/mo
Oaks at Valrico HOA
Date
Event
Price
8/20/2026
Price change
Source: Stellar MLS #O6427354
$422,000-1.5%
$155/sqft
—
Price change
Source: Stellar MLS #O6427354
$428,500-1.5%
$158/sqft
7/22/2026
Listed for sale
Source: Stellar MLS #O6427354
$435,000+4.8%
$160/sqft
12/23/2021
Sold
Source: Hillsborough County Public Record
$415,000
$153/sqft
Est. monthly payment$3,070/mo
Principal & interest$2,201
Property taxes$598
Insurance$211
HOA$60
Down payment20% · $84,400
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $422,000
$420,000 – $422,000
99.5% – 100% of listTops out right at the list price
80% of listList price
77 of the last 139 home closings in 33594 landed at this number or higher (55%). The median one sat 23 days before it went under contract, and this one is on day 52 after a $13,000 cut.

Sample: 139 closed home sales in 33594 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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