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5331 Sandy Shell Dr, Apollo Beach, FL, 33572

$145/sqft·Harbour Isles Ph 1

4 bd3 ba3,653 sqft3 car garageSingle Family
Listed by PROPERTY LOGIC RE· Last updated · MLS# O6424457

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$4,055/mo
Down payment (20%)
$105,980
Property taxes
$1,018/mo
HOA
$100/yr
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Single family
Built 2008
3 car garage
0.26 acres
Lot size
3,653 sqft
Living area

About this home

ThermostatSidewalkDishwasherDisposalMicrowaveRange

5331 Sandy Shell Dr is a 2008-built home in Harbour Isles Ph 1, Apollo Beach. Inside you'll find 4 bedrooms, 3 bathrooms, and 3,653 square feet of living space. Listed at $529,900 (about $145/sqft), 46 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $100 annually.

From the listing

VR tour available. Seller offering up to $22,520 toward buyer closing costs, prepaid expenses, and/or an interest rate buydown. Welcome to Harbour Isles, where this move-in ready 4-bedroom, 2.5-bath home offers 3,653 square feet of two-story living, a 3-car garage, and peaceful pond views. Recent updates include a refreshed kitchen with granite countertops and new stainless steel appliances, updated baths with a new granite dual-sink primary vanity, garden tub, and separate shower, fresh interior paint, new bedroom carpet, and new lighting and blinds. Dual HVAC systems have been professionally serviced, and a durable metal roof and 2022 water heater add lasting, low-maintenance value. The main level offers formal living and dining rooms and a spacious family room open to the kitchen, with tile and wood-look flooring throughout. Upstairs, an oversized loft and a private primary suite overlook the water, along with three additional bedrooms, each with a walk-in closet. Out back, a covered patio faces the tranquil pond. Residents of the gated Harbour Isles community enjoy a resort-style pool, clubhouse, and fitness center. Conveniently located near US-41, I-75, shopping, dining, schools, marinas, and Gulf beaches. Buyer incentive available with Seller's preferred lender; subject to lender approval and the terms in the executed contract.

The essentials

Built
2008
Price / sqft
$145
On market
56 days
Annual tax
$12,216
HOA
$100/yr
Flood zone
AE
Lot
11,478 sqft
Type
Single Family Residence

Location

5331 Sandy Shell Dr
Apollo Beach, FL, 33572·33572 - Apollo Beach / Ruskin
Type
Single Family Residence
Year Built
2008
Lot
11,478 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
56
Thermostat
Sidewalk
Dishwasher
Disposal
Microwave
Range

Elementary

Doby Elementary-HB

Middle

Eisenhower-HB

High

Lennard-HB

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District)Flood Zone AE

Annual Tax (2025)

$12,216

Parcel #

U-33-31-19-81P-000021-00007.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Harbour Isles Ph 1

County

Hillsborough

MLS Area

33572 - Apollo Beach / Ruskin

Lot Size

11,478 sqft

HOA
$100/yr
Harbour Isles HOA
Date
Event
Price
8/7/2026
Price change
Source: Stellar MLS #O6424457
$529,900-0.9%
$145/sqft
7/17/2026
Listed for sale
Source: Stellar MLS #O6424457
$534,900+104.2%
$146/sqft
10/9/2012
Sold
Source: Hillsborough County Public Record
$262,000
$72/sqft
Est. monthly payment$4,055/mo
Principal & interest$2,764
Property taxes$1,018
Insurance$265
HOA$8
Down payment20% · $105,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $529,900
$525,000 – $529,900
98.9% – 100% of listTops out right at the list price
80% of listList price
131 of the last 260 home closings in 33572 landed at this number or higher (50%). The median one sat 56 days before it went under contract, and this one is on day 56 after a $5,000 cut.

Sample: 260 closed home sales in 33572 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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