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3201 Summer Cruise Dr, Valrico, FL, 33594

$203/sqft·Somerset Tr E

3 bd2 ba1,501 sqft2 car garageSingle Family
Listed by NEXTHOME LUXE COASTAL· Last updated · MLS# O6419387

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$2,179/mo
Down payment (20%)
$61,000
Property taxes
$382/mo
HOA
$160/qtr
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 2004
Community pool
Shared amenity
2 car garage
5,471 sqft lot
Lot size
1,501 sqft
Living area

About this home

Ceiling Fans(s)Walk-in Closet(s)BalconySidewalkDeed RestrictionsPoolSidewalksStreet Lights

3201 Summer Cruise Dr is a 2004-built home in Somerset Tr E, Valrico. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,501 square feet of living space. Listed at $305,000 (about $203/sqft), 44 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $160 quarterly.

From the listing

Located in the desirable Valrico area, this 3-bedroom, 2-bath home offers approximately 1,501 square feet of living space with a functional floor plan designed for comfortable everyday living. Built in 2004, the home provides a spacious layout with inviting living areas and an excellent opportunity for buyers looking to personalize a well-located property. Based on available information, the property appears to require cosmetic updating. The home is currently tenant occupied, and buyers are encouraged to conduct thorough inspections to independently verify the condition and functionality of all systems, mechanical components, and improvements. Conveniently located near shopping, dining, schools, parks, and major transportation routes, this property offers an excellent opportunity for both owner-occupants and investors. This property is being offered as a short sale. Buyers and agents should review all MLS supplements and private remarks for important information regarding the purchase process. Buyers should verify all information. Agents: Please review all private remarks and MLS supplements prior to scheduling a showing.

The essentials

Built
2004
Price / sqft
$203
On market
53 days
Annual tax
$4,589
HOA
$160/qtr
Flood zone
X · Low risk
Lot
5,471 sqft
Type
Single Family Residence

Location

3201 Summer Cruise Dr
Valrico, FL, 33594·33594 - Valrico
Type
Single Family Residence
Year Built
2004
Lot
5,471 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
53
Ceiling Fans(s)
Walk-in Closet(s)
Balcony
Sidewalk
Deed Restrictions
Pool
Sidewalks
Street Lights
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Homestead exemption on fileFlood Zone X

Annual Tax (2025)

$4,589

Parcel #

U-20-29-21-5PV-C00000-00053.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Somerset Tr E

County

Hillsborough

MLS Area

33594 - Valrico

Lot Size

5,471 sqft

HOA
$160/qtr
Somerset HOA / Blue Ribbon Property Management
Date
Event
Price
9/3/2026
Price change
Source: Stellar MLS #O6419387
$305,000-6.2%
$203/sqft
Price change
Source: Stellar MLS #O6419387
$325,000-4.1%
$217/sqft
7/21/2026
Listed for sale
Source: Stellar MLS #O6419387
$339,000+48.0%
$226/sqft
11/9/2020
Sold
Source: Hillsborough County Public Record
$229,000
$153/sqft
Est. monthly payment$2,179/mo
Principal & interest$1,591
Property taxes$382
Insurance$153
HOA$53
Down payment20% · $61,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $305,000
$302,500 – $305,000
99.5% – 100% of listTops out right at the list price
80% of listList price
77 of the last 139 home closings in 33594 landed at this number or higher (55%). The median one sat 23 days before it went under contract, and this one is on day 53 after a $34,000 cut.

Sample: 139 closed home sales in 33594 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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