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19409 Melody Fair Pl, Lutz, FL, 33558

$224/sqft·Villarosa Ph F

3 bd2 ba1,942 sqft2 car garageSingle Family
Listed by MAINSTAY BROKERAGE LLC· Last updated · MLS# O6402043

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$3,467/mo
Down payment (20%)
$86,980
Property taxes
$598/mo
HOA
$4,596/yr
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 1998
Private pool
In Ground
2 car garage
5,252 sqft lot
Lot size
1,942 sqft
Living area

About this home

Eat-in KitchenOpen FloorplanGardenDeed RestrictionsDishwasherMicrowaveRangeRefrigerator

19409 Melody Fair Pl is a 1998-built home in Villarosa Ph F, Lutz. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,942 square feet of living space. Listed at $434,900 (about $224/sqft), 109 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $4,596 annually.

From the listing

Virtually Staged. Located in the desirable Villa Rosa community of Lutz, this well-maintained single-family home offers a functional layout with comfortable living spaces and a private residential setting. The home features an open flow between the main living areas, a spacious kitchen layout, and generously sized bedrooms designed for everyday convenience. Natural light enhances the interior, creating a bright and welcoming atmosphere throughout. Situated on a quiet street, the property provides access to community green spaces and a well-kept neighborhood environment with mature landscaping. Conveniently located near shopping, dining, major roadways, and top-rated schools, this home offers both comfort and accessibility in one of North Tampa’s established communities.

The essentials

Built
1998
Price / sqft
$224
On market
137 days
Annual tax
$7,180
HOA
$4,596/yr
Flood zone
X · Low risk
Lot
5,252 sqft
Type
Single Family Residence

Location

19409 Melody Fair Pl
Lutz, FL, 33558·33558 - Lutz
Type
Single Family Residence
Year Built
1998
Lot
5,252 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Pool
In Ground
Days on Market
137
Eat-in Kitchen
Open Floorplan
Garden
Deed Restrictions
Dishwasher
Microwave
Range
Refrigerator

Elementary

McKitrick-HB

Middle

Martinez-HB

High

Steinbrenner High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileFlood Zone X

Annual Tax (2025)

$7,180

Parcel #

U-05-27-18-0HI-000000-00034.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Villarosa Ph F

County

Hillsborough

MLS Area

33558 - Lutz

Lot Size

5,252 sqft

HOA
$4,596/yr
Villa Rosa Master Assn
Date
Event
Price
8/15/2026
Price change
Source: Stellar MLS #O6402043
$434,900-1.1%
$224/sqft
Price change
Source: Stellar MLS #O6402043
$439,900-10.2%
$227/sqft
4/27/2026
Listed for sale
Source: Stellar MLS #O6402043
$489,900+117.8%
$252/sqft
12/28/2012
Sold
Source: Hillsborough County Public Record
$224,900
$116/sqft
Est. monthly payment$3,467/mo
Principal & interest$2,268
Property taxes$598
Insurance$217
HOA$383
Down payment20% · $86,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

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List price: $434,900
$432,500 – $434,900
99.5% – 100% of listTops out right at the list price
80% of listList price
66 of the last 127 home closings in 33558 landed at this number or higher (52%). The median one sat 21 days before it went under contract, and this one is on day 137 after a $55,000 cut.

Sample: 127 closed home sales in 33558 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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