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4775 Cove Cir #103, St Petersburg, FL, 33708

$269/sqft·Continental Towers Condo

2 bd2 ba1,050 sqftCondominium
Listed by HOPKEY REALTY· Last updated · MLS# O6398514

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$2,682/mo
Down payment (20%)
$56,398
Property taxes
$262/mo
HOA
$807.94/mo
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

High-rise condo
12 stories · 1971
Water views
Water
Community pool
Fitness center too
Assigned parking
1,050 sqft
Living area

About this home

Ceiling Fans(s)Eat-in KitchenLiving Room/Dining Room ComboOpen FloorplanSolid Surface CountersStone CountersWalk-in Closet(s)Private Mailbox

4775 Cove Cir #103 is a 1971-built home in Continental Towers Condo, St Petersburg. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,050 square feet of living space. Listed at $281,990 (about $269/sqft), 134 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $807.94 monthly.

From the listing

Welcome to this beautifully fully remodeled waterfront 2-bedroom, 2-bath condo in the highly sought-after 55+ gated community of Continental Towers in St. Petersburg. Offering stunning Intracoastal Waterway views, this move-in ready residence combines modern upgrades with effortless coastal living. Step inside to a bright, open-concept layout where the living, dining, and kitchen areas flow seamlessly together, all complemented by serene water views. The interior has been completely updated, featuring brand new flooring, new windows, a fully renovated kitchen with stone countertops, stainless steel appliances, and modern cabinetry, creating a clean, contemporary space that truly feels like new construction. Enjoy peace of mind with a brand new HVAC system and updated finishes throughout. The spacious primary suite offers a private retreat with an en-suite bathroom and a bonus sunroom—perfect for enjoying your morning coffee while taking in the waterfront views. The guest bedroom provides ample space and flexibility, ideal for visitors or a home office. This first-floor unit offers easy, stair-free access and includes a private outdoor space to relax and unwind. Residents of Continental Towers enjoy a resort-style lifestyle with amenities including two community pools, tennis courts, shuffleboard, a fishing pier, and 24-hour gated security. Boat slips are being reconstructed, with limited availability for separate purchase. The community is also undergoing updates, enhancing long-term value and appeal. The condo fee covers cable, insurance, exterior maintenance, water, sewer, trash, pest control, and more—providing truly low-maintenance living. The current special assessment has already been paid in full by the seller. Ideally located just minutes from the beaches, shopping, and dining, this property offers the perfect blend of luxury, convenience, and coastal lifestyle. Whether you’re seeking a full-time residence or seasonal retreat, this fully upgraded waterfront condo is a rare opportunity—schedule your private showing today!

The essentials

Built
1971
Price / sqft
$269
On market
148 days
Annual tax
$3,141
HOA
$807.94/mo
Flood zone
AE
Type
Condominium

Location

4775 Cove Cir #103
St Petersburg, FL, 33708·33708 - St Pete/Madeira Bch/N Redington Bch/Shores
Type
Condominium
Year Built
1971
Lot
-
Cooling
Central Air
Heating
Central
Parking
Assigned
Days on Market
148
Ceiling Fans(s)
Eat-in Kitchen
Living Room/Dining Room Combo
Open Floorplan
Solid Surface Counters
Stone Counters
Walk-in Closet(s)
Private Mailbox
Deed Restrictions
Fitness Center
Pool
Tennis Court(s)
Dishwasher
Disposal
Dryer
Ice Maker
Microwave
Range
Refrigerator
Homestead exemption on fileFlood Zone AE

Annual Tax (2025)

$3,141

Parcel #

04-31-15-17860-000-0103

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Continental Towers Condo

County

Pinellas

MLS Area

33708 - St Pete/Madeira Bch/N Redington Bch/Shores

HOA
$807.94/mo
Laurie Lorenz
Date
Event
Price
8/19/2026
Price change
Source: Stellar MLS #O6398514
$281,990-0.7%
$269/sqft
Price change
Source: Stellar MLS #O6398514
$283,990-2.1%
$270/sqft
4/16/2026
Listed for sale
Source: Stellar MLS #O6398514
$289,990-31.8%
$276/sqft
7/1/2022
Sold
Source: Pinellas County Public Record
$425,000
$405/sqft
Est. monthly payment$2,681/mo
Principal & interest$1,471
Property taxes$262
Insurance$141
HOA$808
Down payment20% · $56,398
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $281,990
$272,500 – $281,990
96.6% – 100% of listTops out right at the list price
80% of listList price
45 of the last 89 condo closings in 33708 landed at this number or higher (51%). The median one sat 71 days before it went under contract, and this one is on day 148 after a $8,000 cut.

Sample: 89 closed condo sales in 33708 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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