Active

10503 Palm Cove Ave, Tampa, FL, 33647

$226/sqft·Heritage Isles Ph 3c

5 bd4 ba3,800 sqft3 car garageSingle Family
Listed by BEYCOME OF FLORIDA LLC· Last updated · MLS# O6375153

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$5,553/mo
Down payment (20%)
$172,000
Property taxes
$628/mo
HOA
$120/yr
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Single family
Built 2007
Waterfront
Pond
Private pool
Heated
3 car garage
0.33 acres
Lot size

About this home

Ceiling Fans(s)Dry BarEat-in KitchenHigh CeilingsIN Wall Pest SystemKitchen/Family Room ComboL DiningLiving Room/Dining Room Combo

10503 Palm Cove Ave is a 2007-built home in Heritage Isles Ph 3c, Tampa. Inside you'll find 5 bedrooms, 4 bathrooms, and 3,800 square feet of living space. Listed at $860,000 (about $226/sqft), 7 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $120 annually.

From the listing

Empty Nest Home for Sale Ideally, we're downsizing and looking for a condo or smaller home in New Tampa, Wesley Chapel, Tampa Palms or Zephryhills. My house in Heritage Isles Golf & Country Club Community is now much bigger than we can maintain. It has been substantially empty for several years and if it wasn’t for amazing features, we wouldn’t have kept such a huge place that long. It has so many great features including: * Simi Private Pond almost exclusive to my backyard. * Cul-De-Sac with dominant 2 story high with impressive visibility from the beginning of our street. * Big pie-shaped lot. * Next to Conservation. * Brand New Roof with upgraded materials and long life transferable warranty. * Heated Swimming Pool & Spa with massaging jets, fountains, baby bath and rainbow streams. * 2-story high pool enclosure with Superscreen fiberglass fabric. * 12 ft X 36 ft tiled Balcony overlooking the pool from the Master Bedroom. * Oversized tented sliding doors and windows to watch the beautiful sunset in addition to the pool and lake with lighted fountain. * Outdoor Furnishings like parks with metal seats, precast table and unique Hardscaping. * Landscaping with many extra Palms around and flower beds with River Rocks. * Partial Golf Course view. * Marble first floor, Laminate second floor and Combination of both for the long iconic stairs. * Instant electric water heater good for the entire house. * Low HOA fees of only $170/year. * Gated Community. * first and only owner since it was built in 2008. * Many other extras o be shown upon a scheduled visit. It’s 5 bedrooms, 3.5 baths, full size dining room, Laundry, 2-story high Family room and an office that can be part of In-Law Suite and has its own porch. Please see Quick & Slow Virtual Tours.

The essentials

Built
2007
Price / sqft
$226
On market
235 days
Annual tax
$7,542
HOA
$120/yr
Flood zone
X · Low risk
Lot
15,499 sqft
Type
Single Family Residence

Location

10503 Palm Cove Ave
Tampa, FL, 33647·33647 - Tampa / Tampa Palms
Type
Single Family Residence
Year Built
2007
Lot
15,499 sqft
Cooling
Central Air
Heating
Central
Parking
-
Pool
Auto Cleaner, Child Safety Fence, Chlorine Free, Deck, Gunite, Heated, In Ground, Lighting, Outside Bath Access, Pool Alarm
Waterfront
Pond
Days on Market
235
Ceiling Fans(s)
Dry Bar
Eat-in Kitchen
High Ceilings
IN Wall Pest System
Kitchen/Family Room Combo
L Dining
Living Room/Dining Room Combo
Open Floorplan
Solid Surface Counters
Thermostat
Tray Ceiling(s)
Walk-in Closet(s)
Wet Bar
Window Treatments
Balcony
Courtyard
French Doors
Garden
Lighting
Private Mailbox
Rain Gutters
Sauna
Sidewalk
Sliding Doors
Sprinkler Metered
Storage
Convection Oven
Dishwasher
Disposal
Electric Water Heater
Exhaust Fan
Freezer
Ice Maker
Kitchen Reverse Osmosis System
Microwave
Range
Range Hood
Refrigerator
Tankless Water Heater
Water Filtration System
Water Purifier
Water Softener
In a CDD (Community Development District)Flood Zone X

Annual Tax (2025)

$7,542

Parcel #

A-09-27-20-89V-000027-00008.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Heritage Isles Ph 3c

County

Hillsborough

MLS Area

33647 - Tampa / Tampa Palms

Lot Size

15,499 sqft

HOA
$120/yr
Lisa
Date
Event
Price
1/19/2026
Listed for sale
Source: Stellar MLS #O6375153
$860,000
$226/sqft
Est. monthly payment$5,554/mo
Principal & interest$4,485
Property taxes$628
Insurance$430
HOA$10
Down payment20% · $172,000
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $860,000
$850,000 – $860,000
99% – 100% of listTops out right at the list price
80% of listList price
120 of the last 238 home closings in 33647 landed at this number or higher (50%). The median one sat 28 days before it went under contract, and this one is on day 235.

Sample: 238 closed home sales in 33647 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Keep exploring Tampa Bay

Pick up where you left off, or see what else is out there.