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3950 Sunset Lake Dr, Lakeland, FL, 33810

$152/sqft·Terralargo Ph II

4 bd4 ba3,125 sqft3 car garageSingle Family
Listed by KELLER WILLIAMS REALTY· Last updated · MLS# L4964793

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Est. monthly payment
$3,630/mo
Down payment (20%)
$95,000
Property taxes
$571/mo
HOA
$344/mo
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 2014
3 car garage
0.32 acres
Lot size
3,125 sqft
Living area

About this home

Ceiling Fans(s)LightingRain GuttersSidewalkSprinkler MeteredDishwasherDryerMicrowave

3950 Sunset Lake Dr is a 2014-built home in Terralargo Ph II, Lakeland. Inside you'll find 4 bedrooms, 4 bathrooms, and 3,125 square feet of living space. Listed at $475,000 (about $152/sqft), 2 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $344 monthly.

From the listing

Welcome to TerraLargo! Tucked toward the back of one of Lakeland’s most sought-after gated communities, this 5-bedroom home offers a rare combination of PRIVACY, SPACE, and beautiful LAKE & CONSERVATION VIEWS with NO REAR NEIGHBORS. Situated on an oversized homesite, the standout feature is the expansive screened lanai overlooking the water, creating the perfect setting for entertaining, grilling, watching the game, or simply enjoying Florida sunsets. Inside, the open kitchen flows seamlessly into the main living area, while the private primary suite offers lake views, French doors to the lanai, a spacious bath, and an oversized walk-in closet. The upstairs 5th bedroom provides excellent flexibility as a guest suite, office, media room, or gym. Fresh interior and exterior paint, a BRAND-NEW first-floor A/C, and a tankless water heater make this home truly move-in ready. TerraLargo residents enjoy resort-style amenities including a zero-entry pool, clubhouse, fitness center, basketball and tennis courts, plus cable and internet included with the HOA. Conveniently located just minutes from I-4 with easy access to Tampa and Orlando. Privacy. Lake views. Oversized homesite. Incredible outdoor living. This is Florida living at its best.

The essentials

Built
2014
Price / sqft
$152
On market
8 days
Annual tax
$6,854
HOA
$344/mo
Flood zone
X · Low risk
Lot
14,148 sqft
Type
Single Family Residence

Location

3950 Sunset Lake Dr
Lakeland, FL, 33810·33810 - Lakeland
Type
Single Family Residence
Year Built
2014
Lot
14,148 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
8
Ceiling Fans(s)
Lighting
Rain Gutters
Sidewalk
Sprinkler Metered
Dishwasher
Dryer
Microwave
Range
Refrigerator
Homestead exemption on fileFlood Zone X

Annual Tax (2025)

$6,854

Parcel #

23-27-27-010504-002610

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Terralargo Ph II

County

Polk

MLS Area

33810 - Lakeland

Lot Size

14,148 sqft

HOA
$344/mo
Castle Group / Jessie Silva
Date
Event
Price
9/3/2026
Listed for sale
Source: Stellar MLS #L4964793
$475,000
$152/sqft
Est. monthly payment$3,630/mo
Principal & interest$2,477
Property taxes$571
Insurance$238
HOA$344
Down payment20% · $95,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

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List price: $475,000
$472,500 – $475,000
99.5% – 100% of listTops out right at the list price
80% of listList price
141 of the last 230 home closings in 33810 landed at this number or higher (61%). The median one sat 25 days before it went under contract, and this one is on day 8.

Sample: 230 closed home sales in 33810 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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