Active

614 Mountain Lake Pl, Lakeland, FL, 33813

$202/sqft·Mountain Lake

4 bd3 ba2,678 sqft3 car garageSingle Family
Listed by REMAX EXPERTS· Last updated · MLS# L4963955

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$3,464/mo
Down payment (20%)
$107,980
Property taxes
$300/mo
HOA
$930.38/yr
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Single family
Built 1990
Waterfront
Lake Front
3 car garage
Boat
0.43 acres
Lot size
2,678 sqft
Living area

About this home

Cathedral Ceiling(s)Ceiling Fans(s)Central VaccumChair RailEat-in KitchenHigh CeilingsKitchen/Family Room ComboOpen Floorplan

614 Mountain Lake Pl is a 1990-built home in Mountain Lake, Lakeland. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,678 square feet of living space. Listed at $539,900 (about $202/sqft), 29 days on market. Flood zone X* - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $930.38 annually.

From the listing

Calling all NATURE LOVERS, this is the home you have been waiting for. Panoramic views from almost every room. Bird lovers, water lovers, turtle watchers and the ULTIMATE FISHERMAN's paradise. Fish off your wrap-around dock for bass, bream, carp and more. You don't need to save time to mow! Just come home to unwind your mind and your reel! Trolling motor boats allowed for you to adventure even farther to find your greatest catch! This home has been lovingly cared for over the past 25 years by the current owner but is ready for the next owners to love and enjoy as much as they have! This home offers plenty of space with over 2670 SF and over 1000SF of garage to store your boat and all the toys you need room for! Inside you will find 4 bedrooms, two of which could be primary suites, and three bathrooms. You can choose the lower level suite or upstairs suite, both with gorgeous views, custom closets and updated baths. Kitchen and baths have all been remodeled over the years as well. The roof and A/C are both 9 years young. Clean 4-PT inspection! Other features include an inside laundry, two stair cases, vaulted wood ceiling, fresh paint, newer flooring, newer appliances, screened lanai perfect for enjoying evenings on the water, upstairs bonus room in addition to another space that is perfect for a play room or inside storage. This house just has too many features to list. If you are looking for a move in ready water-front home in S. Lakeland this may be just the home you are looking for! Call today!

The essentials

Built
1990
Price / sqft
$202
On market
37 days
Annual tax
$3,601
HOA
$930.38/yr
Flood zone
X* · Low risk
Lot
18,730 sqft
Type
Single Family Residence

Location

614 Mountain Lake Pl
Lakeland, FL, 33813·33813 - Lakeland
Type
Single Family Residence
Year Built
1990
Lot
18,730 sqft
Cooling
Central Air
Heating
Central, Heat Pump
Parking
Boat, Driveway, Garage Door Opener, On Street, Oversized, Garage
Waterfront
Lake Front
Days on Market
37
Cathedral Ceiling(s)
Ceiling Fans(s)
Central Vaccum
Chair Rail
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Primarybedroom Upstairs
Solid Wood Cabinets
Split Bedroom
Vaulted Ceiling(s)
Walk-in Closet(s)
Window Treatments
Balcony
Lighting
Private Mailbox
Private Yard
Rain Gutters
Community Mailbox
Deed Restrictions
Gated Community - No Guard
Golf Carts OK
Street Lights
Dishwasher
Disposal
Ice Maker
Microwave
Range
Refrigerator

Elementary

Scott Lake Elem

Middle

Lakeland Highlands Middl

High

George Jenkins High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileFlood Zone X*

Annual Tax (2025)

$3,601

Parcel #

24-29-18-285759-000040

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Mountain Lake

County

Polk

MLS Area

33813 - Lakeland

Lot Size

18,730 sqft

Conservation AreaIn CountyLandscapedStreet Dead-End
HOA
$930.38/yr
Debra Wroten
Date
Event
Price
9/3/2026
Price change
Source: Stellar MLS #L4963955
$539,900-1.8%
$202/sqft
8/5/2026
Listed for sale
Source: Stellar MLS #L4963955
$549,900
$205/sqft
Est. monthly payment$3,463/mo
Principal & interest$2,816
Property taxes$300
Insurance$270
HOA$78
Down payment20% · $107,980
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $539,900
$535,000 – $539,900
99.5% – 100% of listTops out right at the list price
80% of listList price
105 of the last 208 home closings in 33813 landed at this number or higher (50%). The median one sat 25 days before it went under contract, and this one is on day 37 after a $10,000 cut.

Sample: 208 closed home sales in 33813 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Keep exploring Tampa Bay

Pick up where you left off, or see what else is out there.