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8404 Mathews Rd, Lakeland, FL, 33809

$313/sqft·Not IN

3 bd2 ba2,480 sqft2 car garageSingle Family
Listed by DREAM REALTY GROUP· Last updated · MLS# L4963585

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Est. monthly payment
$4,589/mo
Down payment (20%)
$155,000
Property taxes
$159/mo
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 2005
2 car garage
Garage Faces Side
4.76 acres
Lot size
2,480 sqft
Living area

About this home

Ceiling Fans(s)Eat-in KitchenHigh CeilingsKitchen/Family Room ComboSplit BedroomWalk-in Closet(s)Window TreatmentsFire Pit

8404 Mathews Rd is a 2005-built home in Not IN Subdivision, Lakeland. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,480 square feet of living space. Listed at $775,000 (about $313/sqft), 2 days on market. Flood zone X, A - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Welcome to your own private slice of Central Florida paradise. Located between Tampa and Orlando, this gorgeous farmhouse property on over 5 acres offers the ultimate homesteading lifestyle without sacrificing modern convenience. Situated just 5 miles from I-4, you can enjoy a quiet country retreat and still maintain an easy commute to either major city. Step inside the beautifully updated home to find a bright, welcoming layout designed for easy modern living. The heart of the home features a spacious, open kitchen area boasting stainless steel appliances, abundant cabinet and pantry storage, and a convection oven—perfect for preparing large meals and hosting memorable gatherings. Car enthusiasts, contractors, or truck owners will love the oversized two-car garage, specifically designed with the depth and clearance to comfortably fit two full-size trucks. The home provides total peace of mind with major structural upgrades, including a new roof and AC systems. A standout feature of the interior is the versatile, fully air-conditioned bonus room located right off the back porch—perfectly suited for a quiet home office, creative hobby space, or studio. Built to withstand weather, this property has remained dry through the Florida hurricane seasons. For ultimate storm readiness, the main electrical panel comes fully wired with a dedicated generator hookup. The acreage itself is a dream come true: a beautiful blend of open land and partly wooded areas and a flowing creek. The entire property is fully fenced and cross-fenced, making it entirely turn-key for livestock or horses. Equestrian and hobby farming enthusiasts will appreciate the 2-stall barn, custom chicken coop, dedicated garden area, and thriving fruit trees. Keeping the grounds lush is effortless thanks to two private wells powering an extensive underground irrigation system. Whether you are looking to cultivate your own mini-farm, trail ride, or simply escape the neighbors, this rare property delivers it all. The home is move-in ready and priced at appraised value to sell - call today for your private tour! This sale also includes Parcel #232712000000032440, an additional 0.72 acres that is fenced to use as a grazing pasture for animals or an incredible investment for a future homesite.

The essentials

Built
2005
Price / sqft
$313
On market
38 days
Annual tax
$1,913
Flood zone
X, A · Low risk
Lot
207,420 sqft
Type
Single Family Residence

Location

8404 Mathews Rd
Lakeland, FL, 33809·33809 - Lakeland / Polk City
Type
Single Family Residence
Year Built
2005
Lot
207,420 sqft
Cooling
Central Air
Heating
Central
Parking
Garage Faces Side, Oversized
Days on Market
38
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Split Bedroom
Walk-in Closet(s)
Window Treatments
Fire Pit
Garden
Convection Oven
Dishwasher
Electric Water Heater
Microwave
Range
Refrigerator

Elementary

R. Clem Churchwell Elem

Middle

Lake Gibson Middle/Junio

High

Lake Gibson High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileFlood Zone X, A

Annual Tax (2025)

$1,913

Parcel #

23-27-12-000000-032030

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Not IN Subdivision

County

Polk

MLS Area

33809 - Lakeland / Polk City

Lot Size

207,420 sqft

Date
Event
Price
8/4/2026
Listed for sale
Source: Stellar MLS #L4963585
$775,000
$313/sqft
Est. monthly payment$4,589/mo
Principal & interest$4,042
Property taxes$159
Insurance$388
Down payment20% · $155,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

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List price: $775,000
$765,000 – $775,000
98.8% – 100% of listTops out right at the list price
80% of listList price
56 of the last 111 home closings in 33809 landed at this number or higher (50%). The median one sat 31 days before it went under contract, and this one is on day 38.

Sample: 111 closed home sales in 33809 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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