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728 W Belmar St, Lakeland, FL, 33803

$189/sqft·Dixieland

4 bd3 ba2,248 sqft1 car garageSingle Family
Listed by HELLO FLORIDA REAL ESTATE LLC· Last updated · MLS# L4961466

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Est. monthly payment
$2,656/mo
Down payment (20%)
$85,000
Property taxes
$226/mo
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 1985
1 car garage
7,322 sqft lot
Lot size
2,248 sqft
Living area

About this home

Ceiling Fans(s)High CeilingsPrimary Bedroom Main FloorThermostatWalk-in Closet(s)Private MailboxDishwasherElectric Water Heater

728 W Belmar St is a 1985-built home in Dixieland Pb 1 Pg 67 (lettered), Lakeland. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,248 square feet of living space. Listed at $425,000 (about $189/sqft), 102 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

***LISTED BELOW APPRAISED VALUE*** Beautifully updated two-story bungalow in the heart of Historic Dixieland! Situated on a corner lot, this move-in ready home offers 4 bedrooms, 3 bathrooms, and 2,248 heated square feet. Inside, you’ll find a bright, spacious living room with soaring ceilings and abundant natural light. The kitchen features granite countertops, an island with cooktop, and modern updates throughout. The flexible layout includes the primary suite and one guest bedroom downstairs, with two additional guest bedrooms upstairs. New carpet has been installed on the stairs and upper level. The private primary suite offers generous space and an oversized walk-in closet with custom built-ins. The interior laundry area includes additional flex space for storage, and a bonus room off the garage is perfect for a home office or additional living space. A rare find in Dixieland, the oversized one-car garage features a mini-split AC unit along with a dedicated storage/workshop area. Major updates include AC (2018), main roof (2017 & 2024), and hot water heater (2018). All the charm you love about Dixieland, with the updates you’ve been hoping for. Let's schedule your showing today!

The essentials

Built
1985
Price / sqft
$189
On market
136 days
Annual tax
$2,714
Flood zone
X · Low risk
Lot
7,322 sqft
Type
Single Family Residence

Location

728 W Belmar St
Lakeland, FL, 33803·33803 - Lakeland
Type
Single Family Residence
Year Built
1985
Lot
7,322 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
136
Ceiling Fans(s)
High Ceilings
Primary Bedroom Main Floor
Thermostat
Walk-in Closet(s)
Private Mailbox
Dishwasher
Electric Water Heater
Range
Refrigerator

Elementary

Dixieland Elem

Middle

Southwest Middle School

High

Lakeland Senior High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileFlood Zone X

Annual Tax (2025)

$2,714

Parcel #

23-28-24-117500-041140

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Dixieland Pb 1 Pg 67 (lettered)

County

Polk

MLS Area

33803 - Lakeland

Lot Size

7,322 sqft

Date
Event
Price
8/8/2026
Price change
Source: Stellar MLS #L4961466
$425,000-1.2%
$189/sqft
Price change
Source: Stellar MLS #L4961466
$430,000-2.3%
$191/sqft
4/28/2026
Listed for sale
Source: Stellar MLS #L4961466
$440,000
$196/sqft
Est. monthly payment$2,655/mo
Principal & interest$2,217
Property taxes$226
Insurance$213
Down payment20% · $85,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $425,000
$422,500 – $425,000
99.5% – 100% of listTops out right at the list price
80% of listList price
64 of the last 116 home closings in 33803 landed at this number or higher (55%). The median one sat 34 days before it went under contract, and this one is on day 136 after a $15,000 cut.

Sample: 116 closed home sales in 33803 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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