Active
$364,000
Est. $2,445/mo

3603 Natural Trace St, Plant City, FL, 33565

$188/sqft·North Park Isle Ph 2c 3b & 4

4 bd2 ba1,935 sqft2 car garageSingle Family
Listed by STRAIGHT UP REALTY & PM LLC· Last updated · MLS# L4961164

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$2,445/mo
Down payment (20%)
$72,800
Property taxes
$356/mo
HOA
$109/yr
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 2023
Community pool
Shared amenity
2 car garage
6,392 sqft lot
Lot size
1,935 sqft
Living area

About this home

Ceiling Fans(s)High CeilingsKitchen/Family Room ComboOpen FloorplanStone CountersParkPlaygroundPool

3603 Natural Trace St is a 2023-built home in North Park Isle Ph 2c 3b & 4, Plant City. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,935 square feet of living space. Listed at $364,000 (about $188/sqft), 135 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $109 annually.

From the listing

You want this one! Welcome to Florida living in North Park Isle! Move-in ready 2023 4BR/2BA home offers a bright open layout, split floor plan, and stylish modern finishes. The kitchen is the Heart of the home with granite countertops, stainless steel appliances, a large island, and cozy dining space—perfect for gathering with family and friends. Relax in the spacious primary suite, while additional bedrooms are tucked away in their own Wing offering privacy for guests or a home office. Step out to your back patio and enjoy a Fully Fenced backyard—ready for pets, kiddos, play, or a quiet evening unwind. Bonus: energy-efficient solar panels help keep utility costs in check, adding smart value to your everyday living! Community amenities include clubhouse, pool, pickleball, basketball, and playground. Easy access to I4 makes commuting to Tampa, Lakeland, and Orlando simple. Brand new hospital is right around the corner. So so close to downtown quaint Plant City. Why wait to build? Start enjoying the Florida lifestyle today! Come take a look!

The essentials

Built
2023
Price / sqft
$188
On market
147 days
Annual tax
$4,276
HOA
$109/yr
Flood zone
X · Low risk
Lot
6,392 sqft
Type
Single Family Residence

Location

3603 Natural Trace St
Plant City, FL, 33565·33565 - Plant City
Type
Single Family Residence
Year Built
2023
Lot
6,392 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
147
Ceiling Fans(s)
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Stone Counters
Park
Playground
Pool
Dishwasher
Disposal
Dryer
Electric Water Heater
Exhaust Fan
Microwave
Range
Refrigerator
Homestead exemption on fileIn a CDD (Community Development District)Flood Zone X

Annual Tax (2025)

$4,276

Parcel #

P-16-28-22-D1X-000000-00083.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

North Park Isle Ph 2c 3b & 4

County

Hillsborough

MLS Area

33565 - Plant City

Lot Size

6,392 sqft

HOA
$109/yr
Inframark
Date
Event
Price
8/5/2026
Price change
Source: Stellar MLS #L4961164
$364,000-0.5%
$188/sqft
—
Price change
Source: Stellar MLS #L4961164
$366,000-0.8%
$189/sqft
4/17/2026
Listed for sale
Source: Stellar MLS #L4961164
$368,900+6.9%
$191/sqft
11/16/2023
Sold
Source: Hillsborough County Public Record
$345,000
$178/sqft
Est. monthly payment$2,446/mo
Principal & interest$1,898
Property taxes$356
Insurance$182
HOA$9
Down payment20% · $72,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $364,000
$362,500 – $364,000
99.5% – 100% of listTops out right at the list price
80% of listList price
62 of the last 108 home closings in 33565 landed at this number or higher (57%). The median one sat 23 days before it went under contract, and this one is on day 147 after a $4,900 cut.

Sample: 108 closed home sales in 33565 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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